113 Mauney Ave, Old Fort, NC 28762 Property Records

McDowell County property record for 113 Mauney Ave, Old Fort, NC 28762

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,464 sqft · built 1915
Lot Size0.31 acres (13,500 sqft)
OwnerIndividual Name on File
Last Sale$121,000 (Oct 2021)
Tax Bill$488 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Sep 2017 Mortgage
+ 3 more
Flood ZoneZone AO (high risk)
APN0659-07-57-0697

Property Details

APN / Parcel Number

Primary APN0659-07-57-0697
Alternative APN
  • 76237

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,464 sqft Heated Area
Gross Area1,752 sqft
1st Floor Area844 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1980
Exterior MaterialOther
Roof TypeFlat
Roof MaterialMetal
Lot Area13,500 sqft (0.31 acres)
Lot Dimensions150 ft deep x 90 ft wide
PorchSlab

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelOil

Location & Zoning

Account Number76237
Street Address113 MAUNEY AVE
CityOLD FORT
StateNC
Zip28762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.235 AC PB 28/4
Legal SubdivisionNEW FORT
Legal Block5
Legal Lot Number11
JurisdictionMCDOWELL NC
Township / Civil DivisionOLD FORT
Census Block Group1
Census Block1071
Census Tract970700

Owner

113 Mauney Ave is owned by an individual who bought it in October 2021.

Source: McDowell County records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 583, OLD FORT, NC 28762-0583
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Sep 13, 2017Deed of Trust, Mortgage
REGENCY CARE OF BLACK MOUNTAIN LLC
Oct 29, 2021Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Apr 11, 2018Warranty Deed, Transfer
Mar 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2021 · Amount on File
Deed SaleOct 29, 2021 · Amount on File
Prior SaleApr 11, 2018 · Amount on File
Deed Document Number20217038
Deed Book / Page1375 / 437
Prior Transfer DateMar 24, 2017
Prior Transfer Doc0012080305
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address113 MAUNEY AVE, OLD FORT, NC 28762-6723
Transaction TypeMortgage
Record UpdatedJan 16, 2023
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013910017
DateMar 10, 2022
Book Page1391/17
Instrument2022001439
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressASHEVILLE, NC 28813
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address113 MAUNEY AVE, OLD FORT, NC 28762-6723
Transaction TypeMortgage
Record UpdatedNov 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012240078
DateSep 13, 2017
Book Page1224/0078
Instrument2017004465
Lender
NameREGENCY CARE OF BLACK MOUNTAIN LLC
TypeNon-Lending Institution
AddressBLACK MOUNTAIN, NC 28711
Agreement
AmountAmount on Record

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateOct 29, 2021
Property Address113 MAUNEY AVE, OLD FORT, NC 28762-6723
Document Number0013750437
Book / Page1375 / 437
Map ReferenceMB 28 PG 4
Instrument DateOct 27, 2021
Instrument2021007038
Transaction TypeTransfer
Record UpdatedJan 16, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$242.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 MAUNEY AVE, OLD FORT, NC 28762-6723

Mortgage

Document Number2021007039
DateOct 29, 2021
Instrument2021007039
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.15%
Type Change DateNov 1, 2026
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change9.15%
Index5-Year CMT
Max Rate9.15%

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateApr 11, 2018
Property Address113 MAUNEY AVE, OLD FORT, NC 28762-6723
Document Number0012410447
Book / Page1241 / 0447
Map ReferenceMB 28 PG 4
Instrument DateApr 11, 2018
Instrument2018001582
Transaction TypeTransfer
Record UpdatedNov 8, 2021

Transaction

AmountAmount on Record
Tax$186.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 PARK AVE APT 8, 28, MARION, NC 28752-4872

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 CENTRAL AVE, SWANNANOA, NC 28778-3240

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCDOWELL NC
Recording DateMar 24, 2017
Property Address113 MAUNEY AVE, OLD FORT, NC 28762-6723
Document Number0012080310
Book / Page001208 / 000310
Instrument DateMar 24, 2017
Instrument1409
Transaction TypeTransfer
Record UpdatedApr 7, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 476 OLD FORT NC 287620476, OLD FORT, NC 28762-0476

Tax Assessment & Valuation

The 2025 property tax bill for 113 Mauney Ave was $488.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
MunicipalityOld Fort Town
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$488.00$72,030 Land $25,000 Building $47,030
2023$735.00$111,820 Land $25,000 Building $86,820$72,030 Land $25,000 Building $47,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Mauney Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims20 (1983–2024)
Claims Outside the SFHA6 of 20
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Mauney Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OLD FORT
serves 1,700 people · EPA ID NC0156025
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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