Essex County and Topsfield Town property record for 113 Main St, Topsfield, MA 01983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,267 sqft · built 1982 |
| Lot Size | 0.663 acres (28,872 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $660,000 (Sep 2017) |
| Tax Bill | $13,855 (2025) |
| Deeds & Mortgages | Feb 2020 Refinance Sep 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPS M:0032 B:0113 L |
| Primary APN | TOPS M:0032 B:0113 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,267 sqft Living Area |
| Gross Area | 4,351 sqft |
| Basement Area | 730 sqft |
| Unfinished Basement | 730 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,872 sqft (0.663 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 541 |
|---|---|
| Street Address | 113 MAIN ST |
| City | TOPSFIELD |
| State | MA |
| Zip | 01983-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Block | 113 |
| Jurisdiction | TOPSFIELD MA |
| Township / Civil Division | TOPSFIELD |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 214100 |
113 Main St is owned and occupied by two individuals who bought it in September 2017.
Source: Essex County and Topsfield Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 MAIN ST, TOPSFIELD, MA 01983-1420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC |
| Sep 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC |
| Sep 14, 2017 | Quit Claim Deed, Transfer ENVOY MORTGAGE LTD |
| Sep 14, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2017 · Amount on File |
| Deed Sale | Sep 14, 2017 · Amount on File |
| Prior Sale | Jun 16, 2016 · Amount on File |
| Deed Book / Page | 36174 / 325 |
| Transfer Doc | 036174-325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 113 MAIN ST, TOPSFIELD, MA 01983-1420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38240-151 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 38240/151 |
| Instrument | 20200204002490 |
| Name | POLI MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 113 MAIN ST, TOPSFIELD, MA 01983-1420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38908-572 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 38908/572 |
| Instrument | 20200908001300 |
| Name | POLI MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Sep 14, 2017 |
| Property Address | 113 MAIN ST, TOPSFIELD, MA 01983-1420 |
| Document Number | 36174-325 |
| Book / Page | 36174 / 325 |
| Instrument | 111 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97.53 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 361740328 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 36174/0328 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 14, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Sep 14, 2017 |
| Property Address | 113 MAIN ST, TOPSFIELD, MA 01983-1420 |
| Document Number | 36174-345 |
| Book / Page | 036174 / 000345 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 1709140114 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 113 MAIN ST TOPSFIELD MA 019831420, TOPSFIELD, MA 01983-1420 |
The 2025 property tax bill for 113 Main St was $13,855, up 5% from the year before.
Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Topsfield Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Topsfield School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,855.00 (+5.02%) | $924,300 (+2.92%) Land $339,600 Building $584,700 | $946,105 |
| 2024 | $13,193.00 (+10.12%) | $898,100 (+13.94%) Land $339,600 Building $558,500 | |
| 2023 | $11,981.00 | $788,200 Land $328,300 Building $459,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1978–2023) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Dec 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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