113 Madera Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 113 Madera Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,055 sqft · built 1993
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (May 2019)
Tax Bill	$876 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-18-689950-000730`

Property Details

APN / Parcel Number

Primary APN	`26-29-18-689950-000730`
Alternative APNs	`182926689950000730` `82926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,055 sqft Living Area
Gross Area	1,432 sqft
1st Floor Area	1,055 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	172 ft deep x 86 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	377 sqft
Porch	Unfinished Open Porch
Porch Area	42 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	113 MADERA DR
City	WINTER HAVEN
State	FL
Zip	33880-5679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MADERA PARK SUBDIVISION PB 89 PGS 50 & 51 LYING IN A PORTION OF SECS 18 & 19 R29 R26 LOT 73
Legal Range	26E
Legal Township	29S
Legal Section	18
Legal Subdivision	MADERA PARK SUBDIVISION
Legal Tract	689950
Legal Block	1
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1003
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 MADERA DR, WINTER HAVEN, FL 33880-5679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Sep 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Prior Sale	Aug 22, 2014 · Amount on Record
Deed Document Number	201997341
Deed Book / Page	10839 / 456
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 13, 2019
Property Address	113 MADERA DR, WINTER HAVEN, FL 33880-5679
Document Number	0108390456
Book / Page	010839 / 000456
Instrument Date	May 10, 2019
Instrument	97341
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$938.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MADERA DR WINTER HAVEN FL 338805679, WINTER HAVEN, FL 33880-5679

Mortgage

Document Number	108390457
Date	May 13, 2019
Book Page	010839/000457
Instrument	97342

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	113 MADERA DR, WINTER HAVEN, FL 33880-5679
Document Number	0106230206
Instrument Date	Sep 19, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MADERA DR WINTER HAVEN FL 338805679, WINTER HAVEN, FL 33880-5679

Mortgage

Document Number	0106230206
Date	Sep 25, 2018
Book Page	010623/000206
Instrument	203505

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,881 (+2.7%)	$139,958 (-7.52%) Land $15,000 Building $124,958
2025	$876.00 (-32.09%) Homeowner's exemption	$107,966 (+5.99%)	$151,332 (-2.11%) Land $15,000 Building $136,332
2023	$1,290.00 (+4.79%) Homeowner's exemption	$101,867 (+3%)	$154,595 (+11.64%) Land $14,500 Building $140,095
2022	$1,231.00 Homeowner's exemption	$98,900	$138,473 Land $12,000 Building $126,473

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2004–2022)
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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