Frederick County property record for 113 Mackenzie Ln, Stephenson, VA 22656 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,038 sqft · built 2005 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $566,000 (Jul 2024) |
| Tax Bill | $3,080 (2026) |
| Deeds & Mortgages | Mar 2024 Transfer Dec 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55L1-1-16 |
| Primary APN | 55L1-1-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,038 sqft Living Area |
| Gross Area | 5,091 sqft |
| 1st Floor Area | 1,389 sqft |
| Basement Area | 980 sqft |
| Finished Basement | 980 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Terrain | Rolling |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8041968 |
|---|---|
| Street Address | 113 MACKENZIE LN |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RED BUD RUN L16 S1 |
| Legal Subdivision | RED BUD |
| Legal Lot Number | 16 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 51104 |
Source: Frederick County records · APN 55L1-1-16
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 113 MACKENZIE LN, STEPHENSON, VA 22656-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2024 | Gift Deed, Transfer |
| Dec 20, 2021 | Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION |
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC |
| May 22, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance POTOMAC MORTGAGE GROUP INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on Record |
| Deed Sale | Jul 15, 2024 · Amount on Record |
| Prior Sale | May 27, 2021 · Amount on Record |
| Deed Document Number | 20246195 |
| Prior Transfer Date | Mar 22, 2024 |
| Prior Transfer Doc | 0000002363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Mar 25, 2024 |
| Property Address | 113 MACKENZIE LN, STEPHENSON, VA 22656-2219 |
| Document Number | 0000002363 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 240002363 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 MACKENZIE LN, STEPHENSON, VA 22656-2219 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 113 MACKENZIE LN, STEPHENSON, VA 22656-2219 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000021177 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 210021177 |
| Name | TOWER FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 25, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 113 MACKENZIE LN, STEPHENSON, VA 22656-2219 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | HIGHLAND TITLE AND ESCROW LLC, HIGHLAND TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000008981 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 210008981 |
| Name | ATLANTIC COAST MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 113 MACKENZIE LN, STEPHENSON, VA 22656-2219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | HIGHLAND TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000005018 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 170005018 |
| Name | POTOMAC MORTGAGE GROUP INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,080.00 (+10.39%) | $581,200 (-) Land $108,000 Building $473,200 | $581,200 (-) Land $108,000 Building $473,200 |
| 2025 | $2,790.00 (+9.33%) | $581,200 (+16.15%) Land $108,000 Building $473,200 | $581,200 (+16.15%) Land $108,000 Building $473,200 |
| 2023 | $2,552.00 | $500,400 Land $92,000 Building $408,400 | $500,400 Land $92,000 Building $408,400 |
Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures