113 Lowder Dr, Nebo, NC 28761 Property Records

McDowell County property record for 113 Lowder Dr, Nebo, NC 28761

Property Summary

Property Type	Mobile Home
Details	4 bd · 4 ba · 2,356 sqft · built 1991
Lot Size	12.5 acres (548,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (May 2017)
Tax Bill	$1,828 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1648-00-56-2900`

Property Details

APN / Parcel Number

Primary APN	`1648-00-56-2900`
Alternative APN	`64475`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,356 sqft Heated Area
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	548,420 sqft (12.5 acres)
Garage Type	Carport
Carport	Carport
Carport Area	864 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	64475
Street Address	113 LOWDER DR
City	NEBO
State	NC
Zip	28761-8862
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	12.59 AC PER SURVEY 1-28-91
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	2
Census Block	2023
Census Tract	970903

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 LOWDER DR, NEBO, NC 28761-8862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 26, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2017 · Amount on Record
Deed Sale	May 26, 2017 · Amount on Record
Prior Sale	Nov 14, 2014 · Amount on Record
Deed Document Number	0001213918
Deed Book / Page	1213 / 918
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	113 LOWDER DR, NEBO, NC 28761-8862
Transaction Type	Mortgage
Record Updated	Jan 16, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013660913
Date	Aug 26, 2021
Book Page	1366/913
Instrument	2021005513

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 26, 2017
Property Address	113 LOWDER DR, NEBO, NC 28761-8862
Document Number	0012130918
Book / Page	001213 / 000918
Instrument Date	May 22, 2017
Instrument	2509
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 LOWDER DR NEBO NC 287618862, NEBO, NC 28761-8862

Mortgage

Document Number	12130924
Date	May 26, 2017
Book Page	001213/000924
Instrument	2510

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,828.00 (+3.04%)	$269,660 (-) Land $52,370 Building $217,290
2023	$1,774.00	$269,660 Land $52,370 Building $217,290	$269,660 Land $52,370 Building $217,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Skyrunner, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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