Madison County property record for 113 Lovorn Ct, Flora, MS 39071
| Property Type | Other Improved |
|---|---|
| Details | 3,718 sqft · built 2023 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $686,000 (Aug 2025) |
| Tax Bill | $3,732 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051A-02-070 |
| Primary APN | 051A-02-070 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,718 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 2,247 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 91,476 sqft (2.1 acres) |
| Account Number | 43590 |
|---|---|
| Street Address | 113 LOVORN CT |
| City | FLORA |
| State | MS |
| Zip | 39071-9385 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R1 |
| Legal Description | LOT 67 ANDOVER PART 1 -2.1AC- |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 02 |
| Legal Subdivision | ANDOVER PART 1 |
| Legal Lot Number | 67 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 30302 |
Source: Madison County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 113 LOVORN CT, FLORA, MS 39071-9385 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE MORTGAGE |
| May 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMERCIAL BANK |
| Jun 28, 2022 | Warranty Deed, Transfer |
| May 26, 2020 | Warranty Deed, Transfer SOUTHERN CAPITAL TITLE COMPANY, SOUTHERN CAP TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on Record |
| Deed Sale | Aug 8, 2025 · Amount on Record |
| Prior Sale | May 23, 2023 · Amount on Record |
| Deed Document Number | 20251032770 |
| Deed Book / Page | 4585 / 209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jul 29, 2026 |
| Property Address | 113 LOVORN CT, FLORA, MS 39071-9385 |
| Document Number | 0001056340 |
| Book / Page | 4711 / 200 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20261056340 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 113 LOVORN CT, FLORA, MS 39071-9385 |
| Document Number | 0001056340, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 4711/200 |
| Instrument | 20261056340 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 23, 2023 |
| Property Address | 113 LOVORN CT, FLORA, MS 39071-9385 |
| Document Number | 004333/395 |
| Book / Page | 4333 / 395 |
| Map Reference | MB D PG 169 |
| Instrument Date | May 22, 2023 |
| Instrument | 982527 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 150 FOUNTAINS BLVD, MADISON, MS 39110-6377 |
| Name | Verified Name |
|---|---|
| Address | 257 GRAYHAWK DR, MADISON, MS 39110-4010 |
| Document Number | 0000982528 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 982528 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 28, 2022 |
| Property Address | 113 LOVORN CT, FLORA, MS 39071-9385 |
| Document Number | 0004229/94 |
| Book / Page | 4229 / 94 |
| Map Reference | CAB D SL 169 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 960336 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 257 GRAYHAWK DR, MADISON, MS 39110-4010 |
| Name | Verified Name |
|---|---|
| Address | 150 FOUNTAINS BLVD STE A, A, MADISON, MS 39110-6377 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 26, 2020 |
| Property Address | 113 LOVORN CT, FLORA, MS 39071-9385 |
| Document Number | 0000891773 |
| Book / Page | 003856 / 000750 |
| Instrument Date | May 15, 2020 |
| Instrument | 891773 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2020 |
| Title Company | SOUTHERN CAPITAL TITLE COMPANY, SOUTHERN CAP TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 67 LOVORN CT FLORA MS 39071, FLORA, MS 39071 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,732.00 Homeowner's exemption | $40,693 (+545.92%) | $406,930 (+868.88%) Land $42,000 Building $364,930 |
| 2024 | $3,732.00 | ||
| 2023 | $6,300 | $42,000 Land $42,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1983–2008) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| T-Mobile Fixed Wireless | 100 / 20 |
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