113 Longmeade Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 113 Longmeade Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,629 sqft · built 1997
Lot Size	2.29 acres (99,752 sqft)
Owner	2 Individual Names on File
Last Sale	$524,000 (Sep 2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2021 Mortgage + 1 more
APN	`04-08-0-301-016`

Property Details

APN / Parcel Number

Primary APN	`04-08-0-301-016`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,629 sqft Living Area
Basement Area	2,186 sqft
Unfinished Basement	2,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Frame
Lot Area	99,752 sqft (2.29 acres)
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	113 LONGMEADE DR
City	O FALLON
State	IL
Zip	62269-7023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEEPLECHASE 1ST ADD LOT/SEC-40 BK 2996-1035
Legal Subdivision	STEEPLECHASE 1ST ADD
Legal Block	301
Legal Lot Number	40
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2012
Census Tract	504353

Owner

113 Longmeade Dr is owned and occupied by two individuals who bought it in September 2026.

Source: St. Clair County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	113 LONGMEADE DR, O FALLON, IL 62269-7023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF BELLEVILLE
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF WATERLOO
Apr 30, 2019	Deed of Trust, Mortgage · Line of Credit SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on File
Deed Sale	Sep 18, 2026 · Amount on File
Deed Document Number	2026A02895882
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 18, 2026
Property Address	113 LONGMEADE DR, O FALLON, IL 62269-7023
Document Number	0002895882
Instrument Date	Sep 10, 2026
Instrument	20262895882
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79,386.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 LONGMEADE DR, O FALLON, IL 62269-7023

Mortgage

Date	Sep 18, 2026

Lender

Name	BANK OF BELLEVILLE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	113 LONGMEADE DR, O FALLON, IL 62269-7023
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02720989
Date	Oct 8, 2021
Instrument	A02720989

Lender

Name	FIRST NATIONAL BANK OF WATERLOO
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Sep 1, 2036

Interest

Rate	2.12%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	113 LONGMEADE DR, O FALLON, IL 62269-7023
Document Number	00A2612291
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 LONGMEADE DR O FALLON IL 622697023, O FALLON, IL 62269-7023

Mortgage

Document Number	00A2612291
Date	May 8, 2019
Instrument	2612291

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 7, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$207,792 Land $46,255 Building $161,537	$623,376 Land $138,765 Building $484,611
2022	$154,676 Land $34,431 Building $120,245	$464,028 Land $103,293 Building $360,735

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 113 Longmeade Dr; there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2023)
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Longmeade Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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