113 Lippy Ave, Westminster, MD 21157 Property Records

Carroll County property record for 113 Lippy Ave, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,036 sqft · built 2003
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jun 2016)
Tax Bill	$2,260 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-094140`

Property Details

APN / Parcel Number

Primary APN	`07-094140`
Alternative APNs	`7094140` `094140`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,036 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	1 ft deep x 1 ft wide
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	094140
Street Address	113 LIPPY AVE
City	WESTMINSTER
State	MD
Zip	21157-4712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LTS 37,38,39 & 40 -1 113 LIPPY AVE 166/1 LIPPYS ADD TO WEST SC A
Legal Subdivision	LIPPYS ADD
Legal Lot Number	37-39
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2035
Census Tract	507702

Owner

Source: Carroll County records · APN 07-094140

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	113 LIPPY AVE, WESTMINSTER, MD 21157-4712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Prior Sale	Dec 17, 2015 · Amount on Record
Deed Book / Page	8355 / 104
Record Updated	Sep 20, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	May 05, 2020
Property Address	113 LIPPY AVE, WESTMINSTER, MD 21157-4712
Document Number	0096600084
Book / Page	009660 / 000084
Instrument Date	Mar 27, 2020
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	113 LIPPY AVE WESTMINSTER MD 211574712, WESTMINSTER, MD 21157-4712

Mortgage

Document Number	96600092
Date	May 05, 2020
Book Page	009660/000092

Lender

Name	BAY CAP MTG
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 04, 2050

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,100 (+17.67%) Land $81,200 Building $133,900	$215,100 (+17.67%) Land $81,200 Building $133,900
2025	$2,260.00 (+9.44%) Homeowner's exemption
2023	$2,065.00	$182,800 Land $81,200 Building $101,600	$182,800 Land $81,200 Building $101,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135077022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 445 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Quantum Telecommunications, Ting Fiber, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF WESTMINSTER serves 35,256 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.