Suffolk County and Smithtown Town property record for 113 Laurel Dr, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Aug 2009) |
| Tax Bill | $6,623 (2024) |
| Deeds & Mortgages | Apr 2023 Line of Credit Dec 2016 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 122.-5-40 |
| Primary APN | 473489 122.-5-40 |
|---|---|
| Alternative APNs |
|
| Lot Area | 23,522 sqft (0.54 acres) |
|---|
| Street Address | 113 LAUREL DR |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-4245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18-738126 TC-84 *1407 LOTS 301 & 302 SMITHTOWN PINES UNIT 2 |
| Legal Block | 5 |
| Legal Lot Number | 40 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 135500 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 113 LAUREL DR, SMITHTOWN, NY 11787-4245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 28, 2016 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Dec 28, 2016 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2009 · Amount on Record |
| Deed Sale | Aug 4, 2009 · Amount on Record |
| Deed Book / Page | 12595 / 429 |
| Prior Transfer Date | Jul 28, 2009 |
| Prior Transfer Doc | 0125950429 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 113 LAUREL DR, SMITHTOWN, NY 11787-4245 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0234970273 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 23497/273 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 113 LAUREL DR, SMITHTOWN, NY 11787-4245 |
| Document Number | 0227960016 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 113 LAUREL DR SMITHTOWN NY 117874245, SMITHTOWN, NY 11787-4245 |
| Document Number | 0227960016 |
|---|---|
| Date | Mar 7, 2017 |
| Book Page | 022796/000016 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 6, 2037 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 113 LAUREL DR, SMITHTOWN, NY 11787-4245 |
| Document Number | 0227960017 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 113 LAUREL DR SMITHTOWN NY 117874245, SMITHTOWN, NY 11787-4245 |
| Document Number | 0227960017 |
|---|---|
| Date | Mar 7, 2017 |
| Book Page | 022796/000017 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 6, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Hauppauge Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,500 (-) Land $200 Building $3,300 | $437,500 (+10,774.97%) Land $25,000 Building $412,500 | |
| 2024 | $6,623.00 | ||
| 2023 | $3,500 Land $200 Building $3,300 | $4,023 Land $230 Building $3,793 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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