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113 Lapalma Dr, Gaffney, SC 29341 Property Records

Cherokee County property record for 113 Lapalma Dr, Gaffney, SC 29341

Property Summary

Property TypeSingle Family Home
Details1,092 sqft · built 1993
Lot Size0.639 acres (27,878 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Nov 2022)
Tax Bill$1,029 (2025)
Deeds & MortgagesSep 2019 Mortgage
Jun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN019263-23-3

Property Details

APN / Parcel Number

Primary APN019263-23-3
Alternative APNs
  • 0580000045021 00265493
  • 058-00-00-045.021
  • 031905223

Interior

Stories1 Story
Building Area1,092 sqft Living Area

Exterior

Year BuiltBuilt 1993
Exterior MaterialSiding
Lot Area27,878 sqft (0.639 acres)
Lot Dimensions791 ft deep x 13 ft wide
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchPorch

Location & Zoning

Old Parcel Number0580000045021 00265493
Street Address113 LAPALMA DR
CityGAFFNEY
StateSC
Zip29341-4823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description113 LA PALMA DR LT#C FM QUEEN $145000 FM WOOD $200,000
Legal SubdivisionPALMA ACRES
Legal Tract81
Legal Lot NumberC|CS
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group2
Census Block2033
Census Tract970204

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address113 LAPALMA DR, GAFFNEY, SC 29341-4823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2019Deed of Trust, Mortgage · Conventional with PMI
BENCHMARK MTG
Jun 19, 2018Deed of Trust, Mortgage · Line of Credit
FIRST PIEDMONT FED'L SL ASSN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2022 · Amount on Record
Deed SaleNov 22, 2022 · Amount on Record
Deed Document Number0001541871
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Property Address113 LAPALMA DR # C, C, GAFFNEY, SC 29341-4823
Document Number0001160974
Instrument DateSep 30, 2019
Transaction TypeMortgage
Record UpdatedNov 8, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address113 LAPALMA DR GAFFNEY SC 293414823, GAFFNEY, SC 29341-4823

Mortgage

Document Number0001160974
DateOct 1, 2019
Book Page000116/000974
Instrument4937
Lender
NameBENCHMARK MTG
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 30, 2049

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Property Address113 LAPALMA DR # C, C, GAFFNEY, SC 29341-4823
Document Number0001041187
Instrument DateJun 19, 2018
Transaction TypeMortgage
Record UpdatedJul 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 LAPALMA DR GAFFNEY SC 293414823, GAFFNEY, SC 29341-4823

Mortgage

Document Number0001041187
DateJun 25, 2018
Book Page000104/001187
Instrument3027
Lender
NameFIRST PIEDMONT FED'L SL ASSN
AddressGRAMLING, SC 29348
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,029.00 (+17.73%) Homeowner's exemption$7,660 (-) Land $640 Building $7,020$191,400 (-) Land $16,000 Building $175,400
2023$874.00$7,660 Land $640 Building $7,020$191,400 Land $16,000 Building $175,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDANIEL MORGAN WATER DISTRICT (1120001)
serves 5,746 people · EPA ID SC1120001
Water SourcePurchased surface water from GRASSY POND WATER CO INC
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
AT&T
DSL		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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