113 Lake Bend, Madison, MS 39110 Property Records

Madison County property record for 113 Lake Bend, Madison, MS 39110

Property Summary

Property Type	Other Improved
Details	3,909 sqft · built 2018
Lot Size	0.333 acres (14,528 sqft)
Owner	Individual Name on Record
Last Sale	$552,200 (Feb 2019)
Tax Bill	$3,875 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081F-14-460`

Property Details

APN / Parcel Number

Primary APN	`081F-14-460`
Alternative APN	`57394`

Interior

Building Area	3,909 sqft Adjusted Area
1st Floor Area	3,260 sqft

Exterior

Lot Area	14,528 sqft (0.333 acres)
Patio Area	170 sqft

Location & Zoning

Account Number	57394
Street Address	113 LAKE BND
City	MADISON
State	MS
Zip	39110-6314
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	PUD
Legal Description	LOT 780 CAMDEN LAKE OF CAROLINE PHASE 3
Legal Range	01E
Legal Township	08N
Legal Section	14
Legal Subdivision	CAMDEN LAKE OF CAROLINE PHASE 3
Legal Phase	3
Legal Lot Number	780
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1041
Census Tract	30402

Owner

Source: Madison County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 LAKE BND, MADISON, MS 39110-6314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 20, 2019	Deed of Trust, Mortgage FLAT BR MTG
Feb 4, 2019	Warranty Deed, Subdivision Related Transfer MORTGAGE LNDR/AMERICA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2019 · Amount on Record
Deed Sale	Feb 4, 2019 · Amount on Record
Prior Sale	Apr 5, 2018 · Amount on Record
Deed Document Number	2019858038
Deed Book / Page	3688 / 445
Last Transfer Date	Jul 17, 2025
Transfer Doc	004577/500
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Recording Date	Sep 28, 2026
Property Address	113 LAKE BND, MADISON, MS 39110-6314
Document Number	0001060119
Book / Page	4734 / 668
Instrument Date	Sep 21, 2026
Instrument	20261060119
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 LAKE BND, MADISON, MS 39110-6314

Mortgage

Document Number	0001060119,
Date	Sep 28, 2026
Book Page	4734/668
Instrument	20261060119

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2056

Interest

Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	113 LAKE BND, MADISON, MS 39110-6314
Document Number	0000882240
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 LAKE BND MADISON MS 391106314, MADISON, MS 39110-6314

Mortgage

Document Number	0000882240
Date	Dec 26, 2019
Book Page	003802/000259
Instrument	882240

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Feb 4, 2019
Property Address	113 LAKE BND, MADISON, MS 39110-6314
Document Number	0000858038
Book / Page	003688 / 000445
Instrument Date	Jan 31, 2019
Instrument	858038
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 11, 2019
Title Company	FIRST GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 LAKE BND MADISON MS 39110, MADISON, MS 39110

Mortgage

Document Number	858039
Date	Feb 4, 2019
Book Page	003688/000447
Instrument	858039

Lender

Name	MORTGAGE LNDR/AMERICA LLC
Address	OVERLAND PARK, KS 66211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,875.00 (+0.99%) Homeowner's exemption	$40,499 (+0.92%)	$404,990 (+0.92%) Land $80,000 Building $324,990
2024	$3,837.00
2023	$3,837.00 Homeowner's exemption	$40,130	$401,300 Land $80,000 Building $321,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CANTON serves 16,785 people · EPA ID MS0450006
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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