113 la Costa Dr, Georgetown, KY 40324 Property Records

Scott County property record for 113 la Costa Dr, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,829 sqft · built 2004
Lot Size0.12 acres (5,227 sqft)
Owner2 Trust Names on File
Last Sale$304,000 (Jul 2026)
Tax Bill$1,989 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jul 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN139-30-388.000

Property Details

APN / Parcel Number

Primary APN139-30-388.000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area1,829 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address113 LA COSTA DR
CityGEORGETOWN
StateKY
Zip40324-8678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAYNES LANDING A
Legal SubdivisionPAYNES LANDING A
Legal Lot Number12
Legal Unit1
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1008
Census Tract40604

Owner

113 la Costa Dr is owner-occupied and held in a trust since July 2026.

Source: Scott County records, as of September 23, 2026

Owner of Record2 Trust Names on File
Mailing Address113 LA COSTA DR, GEORGETOWN, KY 40324-8678
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Deed, Transfer · Conventional Mortgage
NBKC BANK
Jul 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
NBKC BANK
Mar 8, 2022Deed of Trust, Mortgage · Commercial Mortgage
SCOTT WEAKLEY ETUX
Aug 31, 2021Deed, Transfer
Oct 22, 2019Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2026 · Amount on File
Deed SaleJul 2, 2026 · Amount on File
Prior SaleAug 31, 2021 · Amount on File
Deed Document Number2026593142
Deed Book / Page467 / 88
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJul 2, 2026
Property Address113 LA COSTA DR, GEORGETOWN, KY 40324-8678
Document Number0000593142
Book / Page467 / 88
Instrument DateJul 1, 2026
Instrument2026593142
Transaction TypeTransfer
Record UpdatedAug 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$30,704.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address113 LA COSTA DR, GEORGETOWN, KY 40324-8678

Mortgage

Document Number0000593142,
DateJul 2, 2026
Book Page1906/628
Instrument2026593142
Lender
NameNBKC BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Recording DateJul 2, 2026
Property Address113 LA COSTA DR, GEORGETOWN, KY 40324-8678
Document Number0000593143
Book / Page1906 / 628
Instrument DateJun 29, 2026
Instrument2026593143
Transaction TypeMortgage
Record UpdatedJul 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust, 220
Address113 LA COSTA DR, GEORGETOWN, KY 40324-8678

Mortgage

Document Number0000593143,
DateJul 2, 2026
Book Page1906/628
Instrument2026593143
Lender
NameNBKC BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address113 LA COSTA DR, GEORGETOWN, KY 40324-8678
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 LA COSTA DR, GEORGETOWN, KY 40324-8678

Mortgage

Document Number0M1675/713
DateMar 8, 2022
Book PageM1675/713
Instrument451655
Lender
NameSCOTT WEAKLEY ETUX
TypePrivate Party
Address820 CANE RUN RD, GEORGETOWN, KY 40324
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2052

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateAug 31, 2021
Property Address113 LA COSTA DR, GEORGETOWN, KY 40324-8678
Document Number00D427/128
Book / PageD427 / 128
Map ReferenceCAB 8 SL 45
Instrument DateAug 30, 2021
Instrument441566
Transaction TypeTransfer
Record UpdatedMar 2, 2023

Transaction

AmountAmount on Record
Tax$265.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 LA COSTA DR, GEORGETOWN, KY 40324-8678

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateOct 22, 2019
Property Address113 LA COSTA DR, GEORGETOWN, KY 40324-8678
Document Number00D409/710
Book / PageD409 / 710
Map ReferenceCAB 8 SL 45
Instrument DateOct 17, 2019
Instrument406960
Transaction TypeTransfer
Record UpdatedMar 2, 2023
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$204.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address245 IKEBANA DR, GEORGETOWN, KY 40324-7907

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 LA COSTA DR, GEORGETOWN, KY 40324-8678

Mortgage

Document Number0000406961
DateOct 22, 2019
Instrument406961
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 113 la Costa Dr was $1,989 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$272,500 (-)$272,500 (-)
2025$1,989.00 Homeowner's exemption$272,500$272,500
2023$2,023.00 (+3.9%) Homeowner's exemption$269,500 (+1.7%) Land $42,000 Building $227,500$269,500 (+1.7%) Land $42,000 Building $227,500
2022$1,947.00 Homeowner's exemption$265,000 Land $35,000 Building $230,000$265,000 Land $35,000 Building $230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 la Costa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 la Costa Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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