113 Koa St, McHenry, IL 60051 Property Records

McHenry County property record for 113 Koa St, McHenry, IL 60051 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 1958
Square Footage	960 sqft Living Area
Lot Size	4,792 sqft (0.11 acres)
Occupancy	Owner Occupied
Last Sale	$240,000 (2021)
Tax Bill	$4,396.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`15-29-486-005`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	3 Partial Baths
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	960 sqft Living Area
1st Floor	960 sqft 1st Floor
Basement Area	960 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	No Foundation Foundation
Lot Area	4,792 sqft (0.11 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	113 KOA ST
City	MCHENRY
State	IL
Zip	60051-9734
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DOC 2021R0034183 LT 155 BOULEVARD PARK MEMO: ARANA, DIANA C/FIGUEROA, ELIOT R
Legal Subdivision	BOULEVARD PARK
Legal Block	486
Legal Lot Number	155
Jurisdiction	MCHENRY IL
Minor Civil Division	NUNDA
Census Blockgroup	3
Census Block	3000
Census Tract	870812

Owner

Source: McHenry County records · APN 15-29-486-005

Assessment roll updated June 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	113 KOA ST, MCHENRY, IL 60051-9734
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SERVICELINK
Jun 23, 2021	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE AFFINITY LLC
Dec 12, 2017	Warranty Deed, Transfer USAA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Dec 12, 2017 · Amount on Record
Deed Doc Number	202134183
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jul 29, 2026
Property Address	113 KOA ST, MCHENRY, IL 60051-9734
Document Number	0000021729
Instrument Date	Jun 23, 2026
Instrument	202621729
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 KOA ST, MCHENRY, IL 60051-9734

Mortgage

Document Number	0000021729,
Date	Jul 29, 2026
Instrument	202621729

Lender

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jun 01, 2051

Interest

Rate	6.53%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 23, 2021
Property Address	113 KOA ST, MCHENRY, IL 60051-9734
Document Number	0000034183
Map Reference	MB 5 PG 102
Instrument Date	May 20, 2021
Instrument	2021R0034183
Transaction Type	Transfer
Record Updated	Jul 05, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	113 KOA ST, MCHENRY, IL 60051-9734

Mortgage

Document Number	0000034184
Date	Jun 23, 2021
Instrument	2021R0034184

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 12, 2017
Property Address	113 KOA ST, MCHENRY, IL 60051-9734
Document Number	0000045910
Instrument Date	Dec 01, 2017
Instrument	45910
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 KAO ST MCHENRY IL 600519734, MCHENRY, IL 60051-9734

Mortgage

Document Number	45912
Date	Dec 12, 2017
Instrument	45912

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2047

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated June 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,396.00	$68,522 (+21.94%) Land $7,515 Building $61,007	$205,566 (+21.94%) Land $22,545 Building $183,021
2022	Homeowner's exemption	$56,195 Land $6,163 Building $50,032	$168,585 Land $18,489 Building $150,096

Flood & Wildfire

113 Koa St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · McHenry County (17111C), updated February 28, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 71st in Illinois
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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