113 Kirk Dr, Seneca, SC 29678 Property Records

Oconee County property record for 113 Kirk Dr, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1981
Lot Size	0.519 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$145,500 (Nov 2019)
Tax Bill	$631 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`255-03-10-004`

Property Details

APN / Parcel Number

Primary APN	`255-03-10-004`
Alternative APN	`34149`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Other
Foundation Type	Raised
Roof Material	Shingle
Lot Area	22,651 sqft (0.519 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34149
Old Parcel Number	255 03 10 004
Street Address	113 KIRK DR
City	SENECA
State	SC
Zip	29678-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN MEADOWS LOT 307
Legal Subdivision	MEADOWS
Legal Block	10
Legal Lot Number	307
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	4
Census Block	4022
Census Tract	30701

Owner

113 Kirk Dr is owned and occupied by two individuals who bought it in November 2019.

Source: Oconee County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	113 KIRK DR, SENECA, SC 29678-4217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2018	Deed of Trust, Mortgage · Line of Credit SC STATE FCU
Nov 13, 2019	Grant Deed, Transfer · VA Mortgage USAA
Oct 14, 2018	Deed of Trust, Mortgage · Line of Credit SC STATE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2019 · Amount on File
Deed Sale	Nov 13, 2019 · Amount on File
Prior Sale	Aug 24, 2009 · Amount on File
Deed Document Number	06404
Deed Book / Page	2519 / 159
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	113 KIRK DR, SENECA, SC 29678-4217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007451
Date	Dec 17, 2018
Book Page	3788/315
Instrument	07451

Lender

Name	SC STATE FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Nov 13, 2019
Property Address	113 KIRK DR, SENECA, SC 29678-4217
Document Number	0025190159
Book / Page	002519 / 000159
Instrument Date	Nov 8, 2019
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$538.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 KIRK DR SENECA SC 296784217, SENECA, SC 29678-4217

Mortgage

Document Number	38940278
Date	Nov 13, 2019
Book Page	003894/000278

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	113 KIRK DR, SENECA, SC 29678-4217
Document Number	0037710325
Instrument Date	Oct 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 KIRK DR SENECA SC 296784217, SENECA, SC 29678-4217

Mortgage

Document Number	0037710325
Date	Oct 17, 2018
Book Page	003771/000325

Lender

Name	SC STATE FCU
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 16, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 113 Kirk Dr was $631.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$631.00	$6,015 Land $458 Building $5,557	$150,371 Land $11,440 Building $138,931
2023		$6,015 Land $458 Building $5,557	$150,371 Land $11,440 Building $138,931

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 113 Kirk Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Kirk Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Vyve Broadband Cable	1,000 / 100
AT&T DSL	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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