113 Kerry St, Sutherland, IA 51058 Property Records

O'Brien County property record for 113 Kerry St, Sutherland, IA 51058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,194 sqft · built 1976
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$122,500 (Apr 2020)
Tax Bill	$1,480 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000542350`

Property Details

APN / Parcel Number

Primary APN	`0000542350`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	1,194 sqft
Basement Area	1,194 sqft
Finished Basement	728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	588 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	113 KERRY ST
City	SUTHERLAND
State	IA
Zip	51058-7648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAULING SUBD PLAT #1 LOT 10
Legal Subdivision	PAULING SUBD
Legal Lot Number	10
Jurisdiction	O'BRIEN IA
Township / Civil Division	WATERMAN
Census Block Group	1
Census Block	1021
Census Tract	490400

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 KERRY ST, SUTHERLAND, IA 51058-7648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Warranty Deed, Transfer · USDA Mortgage TRADITION MORTGAGE
Feb 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage SECURITY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Deed Document Number	2020727
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Apr 3, 2020
Property Address	113 KERRY ST, SUTHERLAND, IA 51058-7648
Document Number	202000727
Instrument Date	Mar 13, 2020
Instrument	2020-00727
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 KERRY ST, SUTHERLAND, IA 51058-7648

Mortgage

Document Number	202000728
Date	Apr 3, 2020
Instrument	2020-00728

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	113 KERRY ST, SUTHERLAND, IA 51058-7648
Transaction Type	Mortgage
Record Updated	Mar 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00207
Date	Feb 6, 2017
Instrument	2017-00207

Lender

Name	SECURITY STATE BANK
Type	Bank
Address	SUTHERLAND, IA 51058

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sutherland City
Unified School District	South O'Brien Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,480.00 (+8.66%) Homeowner's exemption	$137,850 (+16.38%) Land $10,200 Building $127,650	$137,850 (+16.38%) Land $10,200 Building $127,650
2024	$1,362.00 (+20.32%)
2023		$118,450 (+53.53%) Land $8,160 Building $110,290	$118,450 (+53.53%) Land $8,160 Building $110,290
2022	$1,132.00 Homeowner's exemption	$77,150 Land $5,100 Building $72,050
2021			$77,150 Land $5,100 Building $72,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUTHERLAND WATER SUPPLY serves 629 people · EPA ID IA7177007
Water Source	Purchased groundwater from OSCEOLA RURAL WATER SYSTEM-SOUTH
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Westel Systems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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