113 Joy Ln, Palmer, TX 75152 Property Records

Ellis County property record for 113 Joy Ln, Palmer, TX 75152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 2019
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on File
Last Sale	$372,400 (Sep 2023)
Tax Bill	$8,105 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R168834`

Property Details

APN / Parcel Number

Primary APN	`R168834`
Alternative APNs	`65452400007100110` `168834`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	1,408 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Gable
Lot Area	54,886 sqft
Lot Dimensions	549 ft deep x 100 ft wide

Exterior Amenities

Porch	Porch
Porch Area	220 sqft
Shed	1 Shed
Shed Area	224 sqft
Storage Building	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	113 JOY LN
City	PALMER
State	TX
Zip	75152-9619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71 GREEN ACS WEST 1.26 ACRES
Legal Subdivision	GREEN ACS WEST- REV
Legal Lot Number	71
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	1
Census Block	1040
Census Tract	60105

Owner

113 Joy Ln is owned and occupied by two individuals who bought it in September 2023.

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	113 JOY LN, PALMER, TX 75152-9619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Vendor's Lien, Transfer · Commercial Mortgage FIRST FINANCIAL BANK NA
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 18, 2019	Loan Modification, Mortgage GATEWAY MTG GRP
Feb 25, 2019	Trustee's Deed, Construction Loan · Construction Mortgage GATEWAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Prior Sale	Mar 25, 2009 · Amount on File
Deed Document Number	202326266
Prior Transfer Date	Aug 1, 2014
Prior Transfer Doc	0000016545
Record Updated	Sep 20, 2026

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Sep 1, 2023
Property Address	113 JOY LN, PALMER, TX 75152-9619
Document Number	0002326266
Map Reference	CAB A SL 610
Instrument Date	Aug 29, 2023
Instrument	2326266
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	SUPERIOR ABSTRACT AND TITLE COMPANY, SUPERIOR ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 337, CHAPPELL HILL, TX 77426-0337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 JOY LN, PALMER, TX 75152-9619

Mortgage

Document Number	0002326267
Date	Sep 1, 2023
Instrument	2326267

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 29, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	113 JOY LN, PALMER, TX 75152-9619
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2117700
Date	Apr 22, 2021
Instrument	2117700

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	113 JOY LN, PALMER, TX 75152-9619
Document Number	0000037887
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 JOY LN PALMER TX 751529619, PALMER, TX 75152-9619

Mortgage

Document Number	0000037887
Date	Dec 16, 2019
Instrument	37887

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2049

Interest

Rate Type	Fixed Rate
Rate	5.25%

February 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ELLIS TX
Recording Date	Feb 25, 2019
Property Address	113 JOY LN, PALMER, TX 75152-9619
Instrument Date	Feb 22, 2019
Instrument	4927
Transaction Type	Construction Loan
Record Updated	Jan 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 JOY LN PALMER TX 751529619, PALMER, TX 75152-9619

Mortgage

Document Number	0000004927
Date	Feb 25, 2019
Instrument	4927

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 24, 2020

Interest

Rate Type	Adjustable Rate
Rate	6.25%

Tax Assessment & Valuation

The 2025 property tax bill for 113 Joy Ln was $8,105 with a homeowner's exemption, down 1.4% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Palmer Town
Unified School District	Palmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,259 (-2.67%) Land $130,000 Building $247,259	$377,259 (-2.67%) Land $130,000 Building $247,259
2025	$8,105.00 (-1.39%)	$387,618 Land $130,000 Building $257,618	$387,618 Land $130,000 Building $257,618
2024	$8,219.00 (+81.64%)
2023	$4,525.00 (+39.4%) Homeowner's exemption	$334,045 (+21.58%) Land $110,000 Building $224,045	$334,045 (+21.58%) Land $110,000 Building $224,045
2022	$3,246.00 Homeowner's exemption	$274,754 Land $80,000 Building $194,754	$274,754 Land $80,000 Building $194,754
2018	$639.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Joy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Joy Ln is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALMER serves 3,015 people · EPA ID TX0700007
Water Source	Purchased surface water from ROCKETT SUD
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: fiberfly.

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