113 Granite Run Dr, Conowingo, MD 21918 Property Records

Cecil County property record for 113 Granite Run Dr, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,220 sqft · built 1994
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jan 2005)
Tax Bill	$2,756 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-041128`

Property Details

APN / Parcel Number

Primary APN	`07-041128`
Alternative APNs	`7041128` `041128`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,220 sqft Total Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	12 sqft
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	041128
Street Address	113 GRANITE RUN DR
City	CONOWINGO
State	MD
Zip	21918-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 23 - 1.053 ACRE 113 GRANITE RUN DRIVE LARKINS DESIRE
Legal Subdivision	GRANITE RUN
Legal Lot Number	23
Jurisdiction	CECIL MD
Township / Civil Division	7, PORT DEPOSIT
Census Block Group	1
Census Block	1004
Census Tract	31201

Owner

113 Granite Run Dr is owned and occupied by an individual who acquired it in July 2011.

Source: Cecil County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	113 GRANITE RUN DR, CONOWINGO, MD 21918-1719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Oct 16, 2023	Deed of Trust, Mortgage · Unknown HARFORD BANK
Jun 25, 2020	Deed of Trust, Mortgage · Line of Credit HOWARD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2005 · Amount on File
Deed Sale	Jan 31, 2005 · Amount on File
Prior Sale	Jan 31, 2005 · Amount on File
Deed Book / Page	1827 / 24
Last Transfer Date	Jul 1, 2011
Transfer Doc	0030480418
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	113 GRANITE RUN DR, CONOWINGO, MD 21918-1719
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057470384
Date	Mar 6, 2026
Book Page	5747/384

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	113 GRANITE RUN DR, CONOWINGO, MD 21918-1719
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 GRANITE RUN DR, CONOWINGO, MD 21918-1719

Mortgage

Document Number	0053870192
Date	Oct 16, 2023
Book Page	5387/192

Lender

Name	HARFORD BANK
Type	Bank
Address	ABERDEEN, MD 21001

Agreement

Type	Unknown
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	113 GRANITE RUN DR, CONOWINGO, MD 21918-1719
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046270393
Date	Jun 25, 2020
Book Page	4627/393

Lender

Name	HOWARD BANK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 113 Granite Run Dr was $2,756 with a homeowner's exemption, up 3.3% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,756.00 (+3.34%) Homeowner's exemption	$273,300 (+7.16%) Land $72,200 Building $201,100	$273,300 (-) Land $72,200 Building $201,100
2025	$2,667.00 Homeowner's exemption	$255,033	$273,300 Land $72,200 Building $201,100
2023	$1,773.00 Homeowner's exemption	$218,500 Land $72,200 Building $146,300	$218,500 Land $72,200 Building $146,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Granite Run Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 units insured incl. 24 condo units
Nearby Flood Claims	10 (1978–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Granite Run Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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