Harford County property record for 113 Fern Dr, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,456 sqft · built 1992 |
| Lot Size | 0.689 acres (30,016 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Mar 2020) |
| Tax Bill | $1,051 (2026) |
| Deeds & Mortgages | Jul 2023 Construction Loan Mar 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-026690 |
| Primary APN | 01-026690 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,456 sqft Total Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 30,016 sqft (0.689 acres) |
| Lot Dimensions | 268 ft deep x 114 ft wide |
| Garage Type | Detached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 864 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 026690 |
|---|---|
| Street Address | 113 FERN DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-3017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 88 30016 SF 113 FERN DRIVE OAKLYNN MANOR SB PT 7/41 |
| Legal Subdivision | OAKLYNN MANOR |
| Legal Lot Number | 88 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 301301 |
113 Fern Dr is owned by two individuals who bought it in March 2020.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 361, ABERDEEN PROVING GROUND, MD 21005-0361 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed of Trust, Mortgage · Construction Mortgage TRADITIONS BANK |
| Mar 13, 2020 | Grant Deed, Transfer MID-ATLANTIC SETTLEMENT SERVICES, MID-ATLANTIC SETTLEMENT SVC |
| Jun 25, 2019 | Grant Deed, Transfer BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| May 2, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2020 · Amount on File |
| Deed Sale | Mar 13, 2020 · Amount on File |
| Prior Sale | Jun 25, 2019 · Amount on File |
| Deed Book / Page | 13738 / 51 |
| Prior Transfer Date | Nov 16, 2007 |
| Prior Transfer Doc | 0076520584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 113 FERN DR, JOPPA, MD 21085-3017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0159830131 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | 15983/131 |
| Name | TRADITIONS BANK |
|---|---|
| Type | Bank |
| Address | YORK, PA 17402 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 371 Months |
| Due | Jun 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 9.12% |
| Index | 1-Year CMT |
| Max Rate | 13.1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 13, 2020 |
| Property Address | 113 FERN DR, JOPPA, MD 21085-3017 |
| Document Number | 0137380051 |
| Book / Page | 013738 / 000051 |
| Instrument Date | Feb 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2020 |
| Title Company | MID-ATLANTIC SETTLEMENT SERVICES, MID-ATLANTIC SETTLEMENT SVC |
| Amount | Amount on Record |
|---|---|
| Tax | $65.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 361 ABERDEEN PROVING GROUND MD 210050361, ABERDEEN PROVING GROUND, MD 21005-0361 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 25, 2019 |
| Property Address | 113 FERN DR, JOPPA, MD 21085-3017 |
| Document Number | 0133230013 |
| Book / Page | 013323 / 000013 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2019 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $36.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 333 WESTCHESTER AVE #2100 WHITE PLAINS NY 106042911, 2100, WHITE PLAINS, NY 10604-2911 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 2, 2019 |
| Property Address | 113 FERN DR, JOPPA, MD 21085-3017 |
| Document Number | 0132460267 |
| Book / Page | 013246 / 000267 |
| Instrument Date | Jan 3, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | May 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $64.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 113 FERN DR JOPPA MD 210853017, JOPPA, MD 21085-3017 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 113 Fern Dr was $1,051, up 1.4% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,051.00 (+1.35%) | $96,467 (+0.66%) | $97,100 (-) Land $89,000 Building $8,100 |
| 2025 | $1,037.00 | $95,833 | $97,100 Land $89,000 Building $8,100 |
| 2023 | $95,067 | $95,200 Land $89,000 Building $6,200 | |
| 2022 | $1,034.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 Fern Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1978–2022) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 Fern Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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