Essex County and Lawrence City property record for 113 Exchange St, Lawrence, MA 01841
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,083 sqft · built 1920 |
| Lot Size | 0.073 acres (3,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,810 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 171 0000 0056 A |
| Primary APN | 171 0000 0056 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,083 sqft Living Area |
| Gross Area | 2,176 sqft |
| Basement Area | 824 sqft |
| Unfinished Basement | 824 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,200 sqft (0.073 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 171 0000 0056 A |
|---|---|
| Street Address | 113 EXCHANGE ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01841-1605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Lot Number | 56 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 250400 |
113 Exchange St is owned and occupied by an individual.
Source: Essex County and Lawrence City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 113 EXCHANGE ST, LAWRENCE, MA 01841-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 113 Exchange St was $2,810, up 0.7% from the year before.
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,810.00 (+0.72%) | $325,200 (+2.55%) Land $97,500 Building $227,700 | $405,560 (+7.05%) |
| 2025 | $2,790.00 (+8.14%) | $317,100 (+13.7%) Land $97,500 Building $219,600 | $378,860 |
| 2024 | $2,580.00 (+13.46%) | $278,900 (+24.62%) Land $102,400 Building $176,500 | |
| 2023 | $2,274.00 | $223,800 Land $98,900 Building $124,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 Exchange St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 67 (1984–2020) |
| Claims Outside the SFHA | 13 of 67 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 113 Exchange St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,006 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: AT&T, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures