113 Esther Cv, Madison, MS 39110 Property Records

Madison County property record for 113 Esther Cv, Madison, MS 39110

Property Summary

Property Type	Other Improved
Details	2,954 sqft · built 2017
Owner	2 Individual Names on File
Tax Bill	$2,710 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081E-15-485`

Property Details

APN / Parcel Number

Primary APN	`081E-15-485`
Alternative APN	`54889`

Interior

Building Area	2,954 sqft Adjusted Area
1st Floor Area	2,438 sqft

Exterior

Year Built	Built 2017
Patio Area	224 sqft

Location & Zoning

Account Number	54889
Street Address	113 ESTHER CV
City	MADISON
State	MS
Zip	39110-4410
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	PUD
Legal Description	LOT 227 HATHEWAY LAKE PART 5 F@15
Legal Range	01E
Legal Township	08N
Legal Section	15
Legal Subdivision	HATHEWAY LAKE PT 5
Legal Lot Number	227
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	3
Census Block	3016
Census Tract	30402

Owner

113 Esther Cv is owned and occupied by two individuals who acquired it in June 2020.

Source: Madison County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	113 ESTHER CV, MADISON, MS 39110-4410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Warranty Deed, Transfer COMMUNITY BK/MS
Sep 20, 2019	Deed of Trust, Mortgage · VA Mortgage TRUSTMARK NAT'L BK
Apr 2, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020
Deed Sale	Jun 16, 2020
Prior Sale	Apr 2, 2018
Deed Document Number	0000386741
Deed Book / Page	3867 / 41
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 16, 2020
Property Address	113 ESTHER CV, MADISON, MS 39110-4410
Document Number	0000893441
Book / Page	003867 / 000041
Instrument Date	Jun 12, 2020
Instrument	893441
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	ADVANTAGE TITLE ABSTRACT COMPANY, ADVANTAGE TITLE ABS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 ESTHER CV MADISON MS 391104410, MADISON, MS 39110-4410

Mortgage

Document Number	893442
Date	Jun 16, 2020
Book Page	003867/000044
Instrument	893442

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	113 ESTHER CV, MADISON, MS 39110-4410
Document Number	0000873349
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 ESTHER CV MADISON MS 391104410, MADISON, MS 39110-4410

Mortgage

Document Number	0000873349
Date	Sep 26, 2019
Book Page	003769/000675
Instrument	873349

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Apr 2, 2018
Property Address	113 ESTHER CV, MADISON, MS 39110-4410
Document Number	0000836219
Book / Page	003585 / 000498
Instrument Date	Mar 29, 2018
Instrument	836219
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 18, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 ESTHER CV MADISON MS 391104410, MADISON, MS 39110-4410

Mortgage

Document Number	836220
Date	Apr 2, 2018
Book Page	003585/000501
Instrument	836220

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 113 Esther Cv was $2,710 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,710.00 Homeowner's exemption	$29,194	$291,940 Land $65,000 Building $226,940
2024	$2,710.00
2023	$2,710.00 Homeowner's exemption	$29,194	$291,940 Land $65,000 Building $226,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Esther Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Esther Cv is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CMU - LAKE CAROLINE serves 8,511 people · EPA ID MS0450034
Water Source	Groundwater
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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