Monroe County property record for 113 E Oak St, Sparta, WI 54656
| Property Type | Commercial |
|---|---|
| Lot Size | 0.076 acres (3,311 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Apr 2025) |
| Tax Bill | $1,147 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-00915-0000 |
| Primary APN | 281-00915-0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,311 sqft (0.076 acres) |
|---|
| Street Address | 113 E OAK ST |
|---|---|
| City | SPARTA |
| State | WI |
| Zip | 54656-1858 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | CASSELSMAN'S 1ST ADD E22' OF LOT 3, BLK 1 & 4CSM17 #345451, FKA (LOT 4 & E22' LOT 5, CASSELMAN'S SUB OF LOTS 1 AND 2, BLK 1 C |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE WI |
| Township / Civil Division | SPARTA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 950400 |
Source: Monroe County records · APN 281-00915-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK |
| Jul 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITY OF SPARTA |
| Mar 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2025 · Amount on Record |
| Deed Sale | Apr 22, 2025 · Amount on Record |
| Deed Document Number | 0000726823 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE WI |
| Property Address | 113 E OAK ST, SPARTA, WI 54656-1858 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 686249 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 686249 |
| Name | CITIZENS FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE WI |
| Property Address | 113 E OAK ST, SPARTA, WI 54656-1858 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Name | Verified Name |
|---|
| Document Number | 681562 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 681562 |
| Name | CITY OF SPARTA |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE WI |
| Property Address | 113 E OAK ST, SPARTA, WI 54656-1858 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2019 |
| Name | Verified Name |
|---|
| Document Number | 671947 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 671947 |
| Name | CITIZENS FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Monroe County |
| Municipality | Sparta City |
| Unified School District | Sparta Area School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,147.00 (+23.33%) | $75,900 (+22.42%) Land $23,200 Building $52,700 | $75,900 (+24.43%) |
| 2023 | $930.00 | $62,000 Land $23,200 Building $38,800 | $61,000 |
Source: FEMA National Flood Hazard Layer as of December 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Lemonweir Valley Telephone Company.
Based on FCC filings for 397 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPARTA WATERWORKS serves 10,025 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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