113 E Main St, Rock Hill, SC 29730 Property Records

York County property record for 113 E Main St, Rock Hill, SC 29730

Property Summary

Property Type	Commercial
Details	7,515 sqft · built 1900
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on File
Last Sale	$1,960,200 (Aug 2019)
Tax Bill	$14,473 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`627-19-01-002`

Property Details

APN / Parcel Number

Primary APN	`627-19-01-002`

Interior

Units	23 Units
Building Area	7,515 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2000
Lot Area	3,920 sqft (0.09 acres)
Porch	Slab

Location & Zoning

Street Address	113 E MAIN ST
City	ROCK HILL
State	SC
Zip	29730-4539
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	DTWN
Legal Description	MAIN ST
Legal Subdivision	OB
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	3
Census Block	3028
Census Tract	60501

Owner

113 E Main St, a commercial property, is owned by a company that bought it in August 2019.

Source: York County records, as of April 16, 2026

Owner of Record	Company Name on File
Mailing Address	ROCK HILL, SC 29730
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Aug 29, 2019	Deed, Transfer · Commercial Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2019 · Amount on File
Deed Sale	Aug 29, 2019 · Amount on File
Deed Document Number	201936361
Deed Book / Page	17746 / 34
Prior Transfer Date	Aug 27, 2019
Prior Transfer Doc	1774600034
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	113 E MAIN ST, ROCK HILL, SC 29730-4539
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E MAIN ST 306, 306, ROCK HILL, SC 29730-4897

Mortgage

Document Number	2147700332
Date	Aug 27, 2024
Book Page	21477/332
Instrument	2024027130

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	66 Months
Due	Feb 27, 2030

Interest

Change Frequency	Monthly

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Aug 29, 2019
Property Address	113 E MAIN ST, ROCK HILL, SC 29730-4539
Document Number	1774600034
Book / Page	17746 / 034
Map Reference	MB A77 PG 6
Instrument Date	Aug 27, 2019
Instrument	2019036361
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Tax	$7,253.85
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E MAIN ST STE 100, 100, ROCK HILL, SC 29730-4893

Mortgage

Document Number	2019036362
Date	Aug 29, 2019
Instrument	2019036362

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	1774600038
Date	Aug 29, 2019
Book Page	17746/038
Instrument	2019036362

Lender

Name	COGENT BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 113 E Main St was $14,473.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Rock Hill City
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,473.00	$33,660 Land $2,700 Building $30,960	$561,000 Land $45,000 Building $516,000
2023	$13,070.00 Additional exemption filed	$29,491 Land $2,700 Building $26,791	$491,510 Land $45,000 Building $446,510

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 113 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 113 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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