113 E Main St, El Dorado, AR 71730 Property Records

Union County property record for 113 E Main St, El Dorado, AR 71730

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,884 sqft · built 1920
Lot Size	0.062 acres (2,701 sqft)
Owner	Company Name on File
Last Sale	$235,000 (Apr 2023)
Tax Bill	$1,227 (2025)
Deeds & Mortgages	Apr 2023 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00020-00038-0000`

Property Details

APN / Parcel Number

Primary APN	`00020-00038-0000`
Alternative APN	`25732`

Interior

Stories	1 Story
Building Area	2,884 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Pier/Post & Beam
Roof Type	Wood Truss
Roof Material	Tar & Gravel
Lot Area	2,701 sqft (0.062 acres)
Lot Dimensions	100 ft deep x 27 ft wide
Deck Area	Deck Area
Canopy	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	113 E MAIN ST
City	EL DORADO
State	AR
Zip	71730
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	ORIGINAL ELDORADO (27 X 100) W PT #007433 #23R002420 41
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	ORIGINAL ELDORADO
Legal Block	6
Legal Lot Number	1
Jurisdiction	UNION AR
Township / Civil Division	EL DORADO
Census Block Group	1
Census Block	1057
Census Tract	950800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the El Dorado Commercial Historic District (Additional Documentation) listed 2003 · 41 contributing resources · NRIS 03000773

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

113 E Main St, a commercial property, is owned by a company that bought it in April 2023.

Source: Union County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	307 E MAIN ST, A, EL DORADO, AR 71730-6113
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK FSB
May 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage GENERATIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2023 · Amount on File
Deed Sale	Apr 6, 2023 · Amount on File
Prior Sale	Jan 4, 2022 · Amount on File
Deed Document Number	20232420
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	113 E MAIN ST, EL DORADO, AR 71730
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R002421
Date	Apr 6, 2023
Instrument	2023R002421

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 6, 2033

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	113 E MAIN ST, EL DORADO, AR 71730
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R003524
Date	May 4, 2018
Instrument	2018R003524

Lender

Name	GENERATIONS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 113 E Main St was $1,227.

Source: Union County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Union County
Municipality	El Dorado City
Unified School District	El Dorado School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,890 (-) Land $1,620 Building $22,270	$119,450 Land $8,100 Building $111,350
2025	$1,227.00	$23,890 Land $1,620 Building $22,270
2024			$119,450 (-) Land $8,100 Building $111,350
2023	$922.00	$23,890 Land $1,620 Building $22,270	$119,450 Land $8,100 Building $111,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 113 E Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1992)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1992 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO WATERWORKS serves 17,932 people · EPA ID AR0000550
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2025 Asbestos resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Right Fiber, T-Mobile, TCW.

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