113 E Harding Ave, Harlingen, TX 78550 Property Records

Cameron County property record for 113 E Harding Ave, Harlingen, TX 78550

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,154 sqft · built 1948
Lot Size	0.17 acres (7,420 sqft)
Owner	Individual Name on Record
Last Sale	$93,800 (Jul 2018)
Tax Bill	$1,866 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`178720-0320-020100`

Property Details

APN / Parcel Number

Primary APN	`178720-0320-020100`
Alternative APN	`71072`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,154 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	1,154 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Lot Area	7,420 sqft (0.17 acres)
Lot Dimensions	140 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	113 E HARDING AVE
City	HARLINGEN
State	TX
Zip	78550-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FINWOOD HEIGHTS SUBDIVISION W 6 LOT 20 & E 47 LOT 21 B 32
Legal Subdivision	FINWOOD HEIGHTS SUBDIVISION
Legal Block	32
Legal Lot Number	20
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	2
Census Block	2028
Census Tract	11801

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24095 RUSSELL LN, HARLINGEN, TX 78552-1974
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	201826858
Deed Book / Page	23572 / 54
Prior Transfer Date	Jul 23, 2018
Prior Transfer Doc	23572/054
Record Updated	Sep 20, 2026

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Jul 24, 2018
Property Address	113 E HARDING AVE, HARLINGEN, TX 78550-2633
Document Number	23572/054
Book / Page	23572 / 054
Map Reference	VOL 11 PG 4
Instrument Date	Jul 23, 2018
Instrument	2018-00026858
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24043 FM 2556, 24043, SANTA ROSA, TX 78593-2328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 E HARDING AVE, HARLINGEN, TX 78550-2633

Mortgage

Document Number	201800026857
Date	Jul 24, 2018
Instrument	2018-00026857

Lender

Name	JOHN T GARZA ETAL
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	94 Months
Due	May 1, 2026

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,027 (+2.75%) Land $47,859 Building $51,168	$99,027 (+2.75%) Land $47,859 Building $51,168
2025	$1,866.00 (+40.41%)	$96,380 (+13%) Land $51,198 Building $45,182	$96,380 (+13%) Land $51,198 Building $45,182
2023	$1,329.00 Additional exemption filed	$85,289 Land $33,761 Building $51,528	$85,289 Land $33,761 Building $51,528
2022	$1,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	18 (1980–2025)
Claims Outside the SFHA	13 of 18
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 3 claims Severe Storms, Tornadoes & Flooding, Apr 1991 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
RGV Communications Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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