113 E Franklin St, Ephrata, PA 17522 Property Records

Lancaster County property record for 113 E Franklin St, Ephrata, PA 17522

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,112 sqft · built 1948
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jun 2026)
Tax Bill	$4,167 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`260-21653-0-0000`

Property Details

APN / Parcel Number

Primary APN	`260-21653-0-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
Gross Area	3,558 sqft
1st Floor Area	1,416 sqft
Upper Floors Area	696 sqft
Basement Area	1,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Basement
Garage Area	1 sqft

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	113 E FRANKLIN ST
City	EPHRATA
State	PA
Zip	17522-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RHD
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	4
Census Block	4005
Census Tract	12200

Owner

113 E Franklin St is owned and occupied by two individuals who bought it in June 2026.

Source: Lancaster County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	113 E FRANKLIN ST, EPHRATA, PA 17522-2448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 31, 2017	Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2026 · Amount on File
Deed Sale	Jun 23, 2026 · Amount on File
Prior Sale	Jan 31, 2017 · Amount on File
Deed Document Number	202625133
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Jun 23, 2026
Property Address	113 E FRANKLIN ST, EPHRATA, PA 17522-2448
Document Number	0000025133
Instrument Date	Jun 23, 2026
Instrument	202625133
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	KEYSTONE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	113 E FRANKLIN ST, EPHRATA, PA 17522-2448

Mortgage

Document Number	0000025134,
Date	Jun 23, 2026
Instrument	202625134

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	113 E FRANKLIN ST, EPHRATA, PA 17522-2448
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 E FRANKLIN ST, EPHRATA, PA 17522-2448

Mortgage

Document Number	0006686065
Date	Jun 10, 2022
Instrument	6686065

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	MADISONVILLE, KY 42431

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Jan 31, 2017
Property Address	113 E FRANKLIN ST, EPHRATA, PA 17522-2448
Document Number	0006314863
Instrument Date	Jan 27, 2017
Instrument	6314863
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 E FRANKLIN ST, EPHRATA, PA 17522-2448

Mortgage

Document Number	0006314864
Date	Jan 31, 2017
Instrument	6314864

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 113 E Franklin St was $4,167 with a homeowner's exemption, up 5% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Ephrata Borough
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,167.00 (+4.99%) Homeowner's exemption	$161,800 Land $48,600 Building $113,200	$161,800 Land $48,600 Building $113,200
2025	$3,969.00 (+2.29%)
2024	$3,880.00	$161,800 Land $48,600 Building $113,200
2018			$161,800 Land $48,600 Building $113,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 113 E Franklin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Most Recent Claim	Sep 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 113 E Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Upward Broadband Fixed Wireless	100 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

Nearby Properties on E Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures