Cooke County property record for 113 E Cummings St, Gainesville, TX 76240 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1930 |
| Square Footage | 962 sqft Living Area |
| Lot Size | 5,001 sqft (0.115 acres) |
| Last Sale | $155,610 (2026) |
| Tax Bill | $2,341.00 (2025) |
| Primary APN | 2740-012-00004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 962 sqft Living Area |
| Gross Area | 1,214 sqft Gross Area |
| 1st Floor | 962 sqft 1st Floor |
| Primary Flooring | Laminate Plank Flooring |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,001 sqft (0.115 acres) |
| Porch Area | 156 sqft Porch |
| Storage Building | 96 sqft Storage Building |
| Account Number | 2740-012-00004 |
|---|---|
| Street Address | 113 E CUMMINGS ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-3332 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SCOTT ADDN; BLOCK 12; LOT 4 - 5 PTS OF |
| Legal Subdivision | SCOTT ADDN |
| Legal Block | 12 |
| Legal Lot Number | 4-5 |
| Jurisdiction | COOKE TX |
| Minor Civil Division | GAINESVILLE |
| Census Blockgroup | 4 |
| Census Block | 4018 |
| Census Tract | 500 |
Source: Cooke County records · APN 2740-012-00004
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 915 E HIGHWAY 82, 107, GAINESVILLE, TX 76240-2201 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Man |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Commercial Mortgage UNION SQUARE FCU |
| May 21, 2021 | Deed of Trust, Mortgage UNION SQUARE FCU |
| Nov 19, 2014 | Deed of Trust, Mortgage PRESTON LEE PARKWAY LLC |
| Feb 25, 2026 | Vendor's Lien, Transfer TEXASBANK |
| Dec 31, 2020 | Warranty Deed, Transfer WFG NATIONAL TITLE COMPANY |
| Jul 07, 2014 | Vendor's Lien, Transfer RI ALTERNATIVE FUNDING LP |
| May 27, 2008 | Vendor's Lien, Transfer FIRST STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 25, 2026 · Amount on Record |
| Deed Sale | Feb 25, 2026 · Amount on Record |
| Prior Sale | Dec 31, 2020 |
| Deed Doc Number | 20261363 |
| Deed Book / Page | 2767 / 264 |
| Prior Transfer Date | Dec 30, 2020 |
| Prior Transfer Doc | 0000010592 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 113 E CUMMINGS ST, GAINESVILLE, TX 76240-3332 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4495 CHEVY CHASE LN, FRISCO, TX 75033-7142 |
| Document Number | 002420/235 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 2420/235 |
| Instrument | 2021-04279 |
| Name | UNION SQUARE FCU |
|---|---|
| Type | Credit Union |
| Address | WICHITA FALLS, TX 76301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 20, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 113 E CUMMINGS ST, GAINESVILLE, TX 76240-3332 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4495 CHEVY CHASE LN, FRISCO, TX 75033-7142 |
| Document Number | 002420/235 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 2420/235 |
| Instrument | 2021-4279 |
| Name | UNION SQUARE FCU |
|---|---|
| Type | Credit Union |
| Address | WICHITA FALLS, TX 76301 |
| Amount | Amount Recorded |
|---|---|
| Term | 204 Months |
| Due | May 20, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 113 E CUMMINGS ST, GAINESVILLE, TX 76240-3332 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001977/750 |
|---|---|
| Date | Nov 19, 2014 |
| Book Page | 1977/750 |
| Instrument | 00053293 |
| Name | PRESTON LEE PARKWAY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | DALLAS, TX 75230 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 01, 2034 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Feb 25, 2026 |
| Property Address | 113 E CUMMINGS ST, GAINESVILLE, TX 76240-3332 |
| Document Number | 002767/264 |
| Book / Page | 2767 / 264 |
| Map Reference | VOL 1977 PG 747 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2026-1363 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4495 CHEVY CHASE LN, FRISCO, TX 75033-7142 |
| Name | Verified Name |
|---|---|
| Address | 915 E HIGHWAY 82 APT 107, 107, GAINESVILLE, TX 76240-2201 |
| Date | Feb 25, 2026 |
|---|
| Name | TEXASBANK |
|---|---|
| Type | Bank |
| Special Notes | Lender is also the Seller |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Dec 31, 2020 |
| Property Address | 113 E CUMMINGS ST, GAINESVILLE, TX 76240-3332 |
| Document Number | 002386/478 |
| Book / Page | 2386 / 478 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 2020-10593 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4495 CHERRY CHASE LANE, FRISCO, TX 75033 |
| Investor | Possibly a Property Investor |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jul 07, 2014 |
| Property Address | 113 E CUMMINGS ST, GAINESVILLE, TX 76240-3332 |
| Document Number | 001951/597 |
| Book / Page | 1951 / 597 |
| Instrument Date | Jul 02, 2014 |
| Instrument | 00049667 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Title Company | HOWETH TITLE COMPANY, HOWETH TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 E CUMMINGS ST, GAINESVILLE, TX 76240-3332 |
| Name | Verified Name |
|---|---|
| Address | 13154 COIT RD # 204, 204, DALLAS, TX 75240-5773 |
| Investor | Possibly a Property Investor |
| Document Number | 0000049668 |
|---|---|
| Date | Jul 07, 2014 |
| Instrument | 00049668 |
| Name | RI ALTERNATIVE FUNDING LP |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Lender is also the Seller |
| Amount | Amount Recorded |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | May 27, 2008 |
| Property Address | 113 E CUMMINGS ST, GAINESVILLE, TX 76240-3332 |
| Document Number | 001572/109 |
| Book / Page | 1572 / 109 |
| Instrument Date | May 23, 2008 |
| Instrument | 2008-00014478 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 306, LINDSAY, TX 76250-0306 |
| Name | Verified Name |
|---|---|
| Address | 902 N WILLOW ST, LINDSAY, TX 76250-2136 |
| Document Number | 200800014479 |
|---|---|
| Date | May 27, 2008 |
| Instrument | 2008-00014479 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Special Notes | Lender is also the Seller |
| Amount | Amount Recorded |
|---|
Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,341.00 (+22.05%) | $111,905 (+32.62%) Land $22,450 Building $89,455 | $111,905 (+32.62%) Land $22,450 Building $89,455 |
| 2024 | $1,918.00 (+27.36%) | ||
| 2023 | $84,380 Land $18,700 Building $65,680 | $84,380 Land $18,700 Building $65,680 | |
| 2022 | $1,506.00 |
113 E Cummings St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Cooke County (48097C), updated April 26, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 6th in Texas |
|---|---|
| Wildfire Likelihood | Low — about 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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