113 Dower Rd, Chattanooga, TN 37419 Property Records

Hamilton County property record for 113 Dower Rd, Chattanooga, TN 37419

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,686 sqft · built 1966
Lot Size	0.552 acres (24,085 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jul 2025)
Tax Bill	$1,323 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`154B A 003.01`

Property Details

APN / Parcel Number

Primary APN	`154B A 003.01`
Alternative APN	`0000157287`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,686 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,085 sqft (0.552 acres)
Lot Dimensions	230 ft deep x 104 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000157287
Old Parcel Number	154B A 00301
Street Address	113 DOWER RD
City	CHATTANOOGA
State	TN
Zip	37419-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 JOHN LARGAN SUB PB93 PG20
Legal Subdivision	JOHN LARGAN SUB
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	4
Census Block	4001
Census Tract	12100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	535 CHESTNUT ST, CHATTANOOGA, TN 37402-4907
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Deed Document Number	2025073000142
Deed Book / Page	13998 / 68
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 30, 2025
Property Address	113 DOWER RD, CHATTANOOGA, TN 37419-1605
Document Number	0000000142
Book / Page	13998 / 68
Map Reference	MB 93 PG 20
Instrument Date	Jul 25, 2025
Instrument	2025073000142
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FOOTHILLS TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	535 CHESTNUT ST, CHATTANOOGA, TN 37402-4907
Mail Care Of	TENNESSEE VALLEY FEDERAL CREDIT UNION

Mortgage

Document Number	0001399872
Date	Jul 30, 2025
Instrument	13998/72

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,323.00 (+15.34%)	$87,300 (+70.26%)	$349,200 (+70.26%) Land $57,500 Building $291,700
2024	$1,147.00	$51,275 (-)	$205,100 (-) Land $34,500 Building $170,600
2023	$1,147.00	$51,275 (-)	$205,100 (-) Land $34,500 Building $170,600
2022	$1,147.00	$51,275	$205,100 Land $34,500 Building $170,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	32 (1980–2015)
Claims Outside the SFHA	1 of 32
Most Recent Claim	Dec 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 3 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 5 claims Severe Storms & Flooding, Feb 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20