113 Doe Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 113 Doe Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,340 sqft · built 1994
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Last Sale	$934,000 (May 2026)
Tax Bill	$3,304 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5383.09.25.0251000`

Property Details

APN / Parcel Number

Primary APN	`5383.09.25.0251000`
Alternative APNs	`290955` `36515`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,340 sqft Heated Area
Gross Area	2,112 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1996
Exterior Material	Wood
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	50 sqft
Patio Area	357 sqft
Shed	1 Shed
Shed Area	100 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	36515
Street Address	113 DOE DR
City	EMERALD ISLE
State	NC
Zip	28594-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L21 BE DEER HORN DUNES
Legal Subdivision	DEER HORN DUNES
Legal Block	25
Legal Lot Number	21
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2016
Census Tract	970904

Owner

113 Doe Dr is owned by two individuals who bought it in May 2026.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11971 ROTHBURY DR, NORTH CHESTERFIELD, VA 23236-4143
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE
May 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 23, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Deed Document Number	20261886379
Deed Book / Page	1886 / 379
Prior Transfer Date	May 25, 2017
Prior Transfer Doc	0015770086
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	113 DOE DR, EMERALD ISLE, NC 28594-2316
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018230439
Date	Apr 4, 2024
Book Page	1823/439
Instrument	1823439

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 22, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	May 22, 2026
Property Address	113 DOE DR, EMERALD ISLE, NC 28594-2316
Document Number	0001886379
Book / Page	1886 / 379
Instrument Date	May 22, 2026
Instrument	20261886379
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188,668.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11971 ROTHBURY DR, NORTH CHESTERFIELD, VA 23236-4143

Mortgage

Document Number	0001886380,
Date	May 22, 2026
Instrument	20261886380

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	May 22, 2026
Property Address	113 DOE DR, EMERALD ISLE, NC 28594-2316
Document Number	0018860379
Book / Page	1886 / 379
Instrument Date	May 22, 2026
Instrument	20261886379
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188,668.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11971 ROTHBURY DR, NORTH CHESTERFIELD, VA 23236-4143
Investor	Possibly a Property Investor

Mortgage

Document Number	0001886380,
Date	May 22, 2026
Instrument	20261886380

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTERET NC
Recording Date	May 30, 2017
Property Address	113 DOE DR, EMERALD ISLE, NC 28594-2316
Document Number	0015770086
Book / Page	001577 / 000086
Instrument Date	May 25, 2017
Transaction Type	Transfer
Record Updated	Jun 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	113 DOE DR EMERALD ISLE NC 285942316, EMERALD ISLE, NC 28594-2316

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	113 DOE DR, EMERALD ISLE, NC 28594-2316
Document Number	0015720245
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 DOE DR EMERALD ISLE NC 285942316, EMERALD ISLE, NC 28594-2316

Mortgage

Document Number	0015720245
Date	Apr 7, 2017
Book Page	001572/000245

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 113 Doe Dr was $3,304.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$880,426 (+1.18%) Land $376,134 Building $504,292	$880,426 (+1.18%) Land $376,134 Building $504,292
2025	$3,304.00	$870,117 Land $376,134 Building $493,983	$870,117 Land $376,134 Building $493,983
2023		$392,520 Land $201,600 Building $190,920	$392,520 Land $201,600 Building $190,920
2022	$1,835.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 113 Doe Dr in Zone X, an area of minimal flood risk, though there have been 86 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 604 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,140 units insured incl. 536 condo units
Nearby Flood Claims	86 (1996–2024)
Claims Outside the SFHA	27 of 86
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 68 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Doe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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