113 Dewey St, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 113 Dewey St, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	1,192 sqft · built 1922
Lot Size	0.091 acres (3,960 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Apr 2015)
Tax Bill	$7,515 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00127-0000-00062`

Property Details

APN / Parcel Number

Primary APN	`21-00127-0000-00062`
Alternative APNs	`210012700062` `003358`

Interior

Stories	2 Stories
Building Area	1,192 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Lot Area	3,960 sqft (0.091 acres)
Lot Dimensions	120 ft deep x 33 ft wide

Location & Zoning

Account Number	003358
Street Address	113 DEWEY ST
City	GARFIELD
State	NJ
Zip	07026-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	3960 SF
Legal Subdivision	BELMONT MAP 3
Legal Block	127
Legal Lot Number	62
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	1
Census Block	1002
Census Tract	21300

Owner

113 Dewey St is owned and occupied by two individuals who bought it in April 2015.

Source: Bergen County and Garfield City records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	113 DEWEY ST, GARFIELD, NJ 07026-2305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2015 · Amount on File
Deed Sale	Apr 30, 2015 · Amount on File
Deed Document Number	201530881
Deed Book / Page	1926 / 1613
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	113 DEWEY ST, GARFIELD, NJ 07026-2305
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041040060
Date	Apr 26, 2021
Book Page	4104/60
Instrument	2021064424

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	291 Months
Due	Jul 1, 2045

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	113 DEWEY ST, GARFIELD, NJ 07026-2305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025000583
Date	Jan 10, 2017
Book Page	02500/0583
Instrument	17-003750

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	340 Months
Due	May 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 113 Dewey St was $7,515, up 4.3% from the year before.

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,000 (-) Land $114,400 Building $101,600	$216,000 (-) Land $114,400 Building $101,600
2025	$7,515.00 (+4.27%)	$216,000 Land $114,400 Building $101,600	$216,000 Land $114,400 Building $101,600
2024	$7,207.00
2023		$216,000 Land $114,400 Building $101,600	$216,000 Land $114,400 Building $101,600
2022	$6,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Dewey St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979)
Most Recent Claim	Oct 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 113 Dewey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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