113 Delay St, Athens, TN 37303 Property Records

McMinn County property record for 113 Delay St, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	1 ba · 871 sqft · built 1953
Lot Size	0.23 acres (10,019 sqft)
Owner	Owner Name on File
Last Sale	$49,000 (Jul 2007)
Tax Bill	$649 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054066H B 03800`

Property Details

APN / Parcel Number

Primary APN	`054066H B 03800`
Alternative APNs	`066H B 03800 00003066H` `066H B 03800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	871 sqft Living Area
1st Floor Area	871 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1988
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	164 ft deep x 75 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	70 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	066H B 03800 00003066H
Street Address	113 DELAY ST
City	ATHENS
State	TN
Zip	37303-4704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 03 063F C 063F 00600 000, COUNTY AREA: D01
Legal Subdivision	EASTANALLEE PARK
Legal Lot Number	59 3
Jurisdiction	MCMINN TN
Township / Civil Division	3
Census Block Group	1
Census Block	1019
Census Tract	970401

Owner

The current owner of 113 Delay St acquired it in July 2007.

Source: McMinn County records, as of February 4, 2026

Owner of Record	Owner Name on File
Mailing Address	113 DELAY ST, ATHENS, TN 37303-4704
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2007 · Amount on File
Deed Sale	Jul 27, 2007 · Amount on File
Prior Sale	Mar 19, 2007 · Amount on File
Deed Document Number	000017Y242
Deed Book / Page	17Y / 242
Last Transfer Date	Jul 31, 2007
Transfer Doc	17Y242
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	113 DELAY ST, ATHENS, TN 37303-4704
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1248301
Date	Jul 27, 2021
Book Page	1248/301
Instrument	227507

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 113 Delay St was $649.

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$649.00	$31,050 (-) Land $3,500 Building $27,550
2024	$649.00	$31,050 (-) Land $3,500 Building $27,550
2023	$649.00 (+25.05%)	$31,050 (+73.22%) Land $3,500 Building $27,550	$124,200 (+73.22%) Land $14,000 Building $110,200
2022	$519.00	$17,925 Land $4,500 Building $13,425	$71,700 Land $18,000 Building $53,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 113 Delay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1994–2003)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Delay St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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