113 Dearborn St, Girard, OH 44420 Property Records

Trumbull County property record for 113 Dearborn St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,574 sqft · built 1949
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Apr 2026)
Tax Bill	$985 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`14-481100`

Property Details

APN / Parcel Number

Primary APN	`14-481100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	1,908 sqft
Upper Floors Area	620 sqft
Basement Area	954 sqft
Unfinished Basement	954 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	113 DEARBORN ST
City	GIRARD
State	OH
Zip	44420-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	299& 60F TOD 300 WOODS 3 DEARBORN
Legal Subdivision	TOD WOODS
Legal Lot Number	299
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2014
Census Tract	933900

Owner

Source: Trumbull County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 DEARBORN ST, GIRARD, OH 44420-3409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Warranty Deed, Transfer · FHA Mortgage OCMBC INC
Nov 2, 2017	Loan Modification, Mortgage · Conventional Mortgage CITY OF GIRARD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Oct 10, 2014 · Amount on Record
Deed Document Number	20265889
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Apr 10, 2026
Property Address	113 DEARBORN ST, GIRARD, OH 44420-3409
Document Number	0000005889
Instrument Date	Apr 7, 2026
Instrument	20265889
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$59,388.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	113 DEARBORN ST, GIRARD, OH 44420-3409
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005890,
Date	Apr 10, 2026
Instrument	2026105890

Lender

Name	OCMBC INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

Mortgage

Document Number	0000005891,
Date	Apr 10, 2026
Instrument	20265891

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	May 1, 2036

Interest

Rate	5.98%
Max Rate	-1%

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TRUMBULL OH
Property Address	113 DEARBORN ST, GIRARD, OH 44420-3409
Document Number	0000032196
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 DEARBORN ST GIRARD OH 444203409, GIRARD, OH 44420-3409

Mortgage

Document Number	0000032196
Date	Dec 5, 2017
Instrument	32196

Lender

Name	CITY OF GIRARD
Address	100 W MAIN ST, GIRARD, OH 44420-2598

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$985.00	$23,490 (-) Land $1,300 Building $22,190
2024	$985.00 (-1.99%)	$23,490 (-) Land $1,300 Building $22,190
2023	$1,005.00 (+70.05%)	$23,490 (+113.55%) Land $1,300 Building $22,190	$67,100 (+113.69%) Land $3,700 Building $63,400
2022	$591.00	$11,000 Land $1,300 Building $9,700
2020			$31,400 Land $3,700 Building $27,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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