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113 David St, Fort Walton Beach, FL 32547 Property Records

Okaloosa County property record for 113 David St, Fort Walton Beach, FL 32547

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,059 sqft · built 2022
OwnerIndividual Name on Record
Last Sale$474,900 (Dec 2022)
Tax Bill$4,280 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-151-1079-3

Property Details

APN / Parcel Number

Primary APNC56-001-151-1079-3
Alternative APNs
  • 01-2S-24-1500-0000-0030
  • 24S201150000000030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,059 sqft Living Area
Gross Area2,875 sqft
1st Floor Area2,059 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Garage TypeAttached
Garage Area483 sqft
PorchFinished/Open Porch
Porch Area333 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address113 DAVID ST
CityFORT WALTON BEACH
StateFL
Zip32547-2512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWRIGHTS LANDING LOT 3
Legal SubdivisionWRIGHTS LANDING
Legal Lot Number3
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2016
Census Tract22300

Owner

Source: Okaloosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address113 DAVID ST, FORT WALTON BEACH, FL 32547-2512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2022 · Amount on Record
Deed SaleDec 20, 2022 · Amount on Record
Deed Document Number20223596908
Deed Book / Page3655 / 2732
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 20, 2022
Property Address113 DAVID ST, FORT WALTON BEACH, FL 32547-2512
Document Number0036552732
Book / Page3655 / 2732
Map ReferenceMB 20 PG 31
Instrument DateDec 16, 2022
Instrument3596908
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 24, 2023
Title CompanyMEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,324.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address127 PATRICK DR, FORT WALTON BEACH, FL 32547-6721

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 DAVID ST, FORT WALTON BEACH, FL 32547-2512

Mortgage

Document Number0036552734
DateDec 20, 2022
Instrument3655/2734
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,280.00 (+0.19%) Homeowner's exemption$388,381 (+1.13%) Land $39,786 Building $348,595$388,381 (-3.77%) Land $39,786 Building $348,595
2023$4,272.00 Homeowner's exemption$384,055$403,611 (-15.01%) Land $32,008 Building $371,603
$474,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 119 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies238 units insured
incl. 119 condo units
Nearby Flood Claims117 (1985–2020)
Claims Outside the SFHA29 of 117
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 6 claims
  • Hurricane Frances, Sep 2004 · 49 claims
  • Hurricane Opal, Oct 1995 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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