113 Cumber Rd, Waverly, NY 14892 Property Records

Tioga County and Barton Town property record for 113 Cumber Rd, Waverly, NY 14892

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,640 sqft · built 2014
Lot Size	8.86 acres (385,942 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,280 (2026)
Deeds & Mortgages	Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`492089 134.00-1-12`

Property Details

APN / Parcel Number

Primary APN	`492089 134.00-1-12`
Alternative APNs	`208913400000010120000000` `00000010435`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	385,942 sqft (8.86 acres)
Lot Dimensions	600 ft deep x 1,314 ft wide
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000010435
Street Address	113 CUMBER RD
City	WAVERLY
State	NY
Zip	14892-9205
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	01 - NOT Z
Legal Description	DEED DATE 04-14-94 GAS LEASE 647/53
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	TIOGA NY
Township / Civil Division	BARTON
Census Block Group	2
Census Block	2029
Census Tract	20702

Owner

Source: Tioga County and Barton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 CUMBER RD, WAVERLY, NY 14892-9205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 2, 2020
Transfer Doc	0000003404
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Sep 8, 2020
Property Address	113 CUMBER RD, WAVERLY, NY 14892-9205
Document Number	2020000003404
Instrument Date	Sep 2, 2020
Instrument	20200-00003404
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	113 CUMBER RD, WAVERLY, NY 14892-9205

Mortgage

Document Number	2020000003405
Date	Sep 8, 2020
Instrument	20200-00003405

Lender

Name	TOMPKINS TRUST CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Tioga County and Barton Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Barton Town
Unified School District	Tioga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,280.00 (+2.24%) Homeowner's exemption
2025	$3,208.00 (+110.91%)	$106,700 (-) Land $24,700 Building $82,000	$189,858 (+6.76%) Land $43,950 Building $145,908
2023		$106,700 Land $24,700 Building $82,000	$177,833 Land $41,167 Building $136,666
2019	$1,521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	45 (1979–2011)
Claims Outside the SFHA	6 of 45
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 9 claims Severe Storms And Flooding, Jun 2006 · 18 claims Tropical Depression Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Haefele Connect Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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