Madison County property record for 113 Commerce Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $35,000 (Feb 2023) |
| Tax Bill | $2,593 (2025) |
| Deeds & Mortgages | Aug 2024 Construction Loan Feb 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0048-0000-0027-ZG |
| Primary APN | 0048-0000-0027-ZG |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|
| Account Number | 68855 |
|---|---|
| Street Address | 113 COMMERCE DR |
| City | BEREA |
| State | KY |
| Zip | 40403-8870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INTERSTATE BUSINESS CENTER LOT 7 |
| Legal Subdivision | INTERSTATE BUS CNTR |
| Legal Lot Number | 7 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 11401 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 113 COMMERCE DR, BEREA, KY 40403-8870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2024 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS GUARANTY BANK |
| Feb 7, 2023 | Warranty Deed, Transfer |
| May 25, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2023 · Amount on Record |
| Deed Sale | Feb 7, 2023 · Amount on Record |
| Prior Sale | May 25, 2018 · Amount on Record |
| Deed Document Number | 2014130753 |
| Deed Book / Page | D834 / 471 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 113 COMMERCE DR, BEREA, KY 40403-8870 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 115 COMMERCE DR 2, 2, BEREA, KY 40403-6567 |
| Document Number | 0M2319/719 |
|---|---|
| Date | Aug 14, 2024 |
| Book Page | M2319/719 |
| Instrument | 2014217242 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 13, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 7, 2023 |
| Property Address | 113 COMMERCE DR, BEREA, KY 40403-6535 |
| Document Number | 00D834/471 |
| Book / Page | D834 / 471 |
| Map Reference | CAB 21 SL 315 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 2014130753 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 590 WALTER LAKES RD, WACO, KY 40385-9534 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 115 COMMERCE DR APT 2, 2, BEREA, KY 40403-6567 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 25, 2018 |
| Property Address | 113 COMMERCE DR, BEREA, KY 40403-6535 |
| Document Number | D00759/698 |
| Book / Page | D00759 / 698 |
| Map Reference | CAVB SL315 |
| Instrument Date | May 24, 2018 |
| Instrument | 2013976317 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $10.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 419 CHESTNUT ST, BEREA, KY 40403-1510 |
| Name | Verified Name |
|---|---|
| Address | 590 WALTER LAKES RD, WACO, KY 40385-9534 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,593.00 (+2,573.2%) Additional exemption filed | $275,000 (+2,65%) | $275,000 (+2,65%) |
| 2023 | $97.00 | $10,000 | $10,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures