Craven County property record for 113 Cindy Ln, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 984 sqft · built 1985 |
| Lot Size | 0.353 acres (15,364 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $98,000 (Mar 2018) |
| Tax Bill | $1,624 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-220-N-B-015 |
| Primary APN | 6-220-N-B-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,364 sqft (0.353 acres) |
| Garage Type | Attached |
| Storage Building | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 120010 |
|---|---|
| Street Address | 113 CINDY LN |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-1768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLK B JERRETT EST SCT 2 |
| Legal Subdivision | JERRETT ESTATE |
| Legal Block | B |
| Legal Lot Number | 15 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 961302 |
Source: Craven County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 113 CINDY LN, HAVELOCK, NC 28532-1768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 29, 2018 | Deed of Trust, Mortgage ATLANTIC BAY MORTGAGE GROUP |
| Mar 29, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2018 · Amount on Record |
| Deed Sale | Mar 29, 2018 · Amount on Record |
| Prior Sale | Oct 17, 1994 · Amount on Record |
| Deed Document Number | 201810020388 |
| Deed Book / Page | 3531 / 248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 113 CINDY LN, HAVELOCK, NC 28532-1768 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3659/357 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 3659/357 |
| Instrument | 10071540 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 113 CINDY LN, HAVELOCK, NC 28532-1768 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003531/0000000251 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 0000003531/0000000251 |
| Instrument | 000010020389 |
| Name | ATLANTIC BAY MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 358 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Mar 29, 2018 |
| Property Address | 113 CINDY LN, HAVELOCK, NC 28532-1768 |
| Document Number | 3531/248 |
| Book / Page | 3531 / 248 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 000010020388 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 CINDY LN, HAVELOCK, NC 28532-1768 |
Source: Craven County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,624.00 (+4.17%) | $133,310 (-) Land $40,000 Building $93,310 | $133,310 (-) Land $40,000 Building $93,310 |
| 2023 | $1,559.00 (+21.99%) | $133,310 (+25.86%) Land $40,000 Building $93,310 | $133,310 (+25.86%) Land $40,000 Building $93,310 |
| 2022 | $1,278.00 | $105,920 Land $35,000 Building $70,920 | |
| 2018 | $105,920 Land $35,000 Building $70,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 34 (1998–2021) |
| Claims Outside the SFHA | 34 of 34 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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