Dorchester County property record for 113 Choptank Ter, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,577 sqft · built 2009 |
| Lot Size | 0.639 acres (27,824 sqft) |
| Owner | Individual Name on File |
| Last Sale | $665,000 (Sep 2008) |
| Tax Bill | $13,757 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-110642 |
| Primary APN | 07-110642 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,577 sqft Total Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 27,824 sqft (0.639 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 210 sqft |
| Patio Area | 420 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 110642 |
|---|---|
| Street Address | 113 CHOPTANK TER |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | LOT 7 - 27,824 SQ.FT 113 CHOPTANK TERRACE CAMBRIDGE |
| Legal Lot Number | 7 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 970702 |
113 Choptank Ter is owned and occupied by an individual who bought it in September 2008.
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 113 CHOPTANK TER, CAMBRIDGE, MD 21613-1115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2008 · Amount on File |
| Deed Sale | Sep 24, 2008 · Amount on File |
| Deed Document Number | 200880227 |
| Deed Book / Page | 884 / 531 |
| Prior Transfer Date | Aug 29, 2008 |
| Prior Transfer Doc | MLB008840531 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 113 Choptank Ter was $13,757 with a homeowner's exemption, up 3.5% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,757.00 (+3.51%) Homeowner's exemption | $1,199,400 (-4.54%) Land $295,200 Building $904,200 | $1,199,400 (-4.54%) Land $295,200 Building $904,200 |
| 2025 | $13,291.00 Homeowner's exemption | $1,256,400 Land $295,200 Building $961,200 | $1,256,400 Land $295,200 Building $961,200 |
| 2023 | $11,682.00 Homeowner's exemption | $1,079,933 | $1,256,400 Land $295,200 Building $961,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 Choptank Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 units insured incl. 7 condo units |
| Nearby Flood Claims | 10 (1993–2024) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 Choptank Ter is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LODGECLIFFE DISTRIBUTION SYSTEM private · serves 300 people · EPA ID MD0090009 |
|---|---|
| Water Source | Purchased groundwater from CITY OF CAMBRIDGE WATER |
| Last State Inspection | May 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications.
5G and 4G LTE (outdoors only)
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