113 Cherokee Ridge Dr, Elgin, SC 29045 Property Records

Richland County property record for 113 Cherokee Ridge Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,895 sqft · built 2020
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on File
Last Sale	$214,900 (Jun 2020)
Tax Bill	$2,020 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23613-01-10`

Property Details

APN / Parcel Number

Primary APN	`23613-01-10`
Alternative APNs	`R23613-01-10` `01902267`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,895 sqft Heated Area
Gross Area	2,590 sqft
1st Floor Area	1,727 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,590 sqft (0.84 acres)
Garage Area	539 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01902267
Street Address	113 CHEROKEE RIDGE DR
City	ELGIN
State	SC
Zip	29045-8126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	LOT 3 120X305.6X120.1X301.7 #SU CHEROKEE RIDGE #PR RB1221-3199
Legal Subdivision	CHEROKEE RIDGE
Legal Lot Number	3,120
Jurisdiction	RICHLAND SC
Township / Civil Division	BLYTHEWOOD
Census Block Group	3
Census Block	3023
Census Tract	10104

Owner

113 Cherokee Ridge Dr is owned and occupied by two individuals who acquired it in July 2022.

Source: Richland County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	113 CHEROKEE RIDGE DR, ELGIN, SC 29045-8126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 7, 2022	Intrafamily Transfer, Transfer
Jun 3, 2020	Warranty Deed, Subdivision Related Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2020 · Amount on File
Deed Sale	Jun 3, 2020 · Amount on File
Prior Sale	Apr 21, 2015 · Amount on File
Deed Document Number	202024216
Deed Book / Page	2492 / 2241
Last Transfer Date	Jul 6, 2022
Transfer Doc	0027601639
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	113 CHEROKEE RIDGE DR, ELGIN, SC 29045-8126
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027621743
Date	Jul 14, 2022
Book Page	2762/1743
Instrument	2022040153

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2042

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Jul 7, 2022
Property Address	113 CHEROKEE RIDGE DR, ELGIN, SC 29045-8126
Document Number	0027601639
Book / Page	2760 / 1639
Map Reference	MB 1221 PG 3199
Instrument Date	Jul 6, 2022
Instrument	2022038702
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 CHEOKEE RIDGE DRIVE, ELGIN, SC 29045-8126

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 3, 2020
Property Address	113 CHEROKEE RIDGE DR, ELGIN, SC 29045-8126
Document Number	2492/2241
Book / Page	002492 / 002241
Instrument Date	May 1, 2020
Instrument	24216
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2021
Title Company	NATIONAL TITLE CLEARING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 CHEROKEE RIDGE DR ELGIN SC 290458126, ELGIN, SC 29045-8126

Mortgage

Document Number	2492/2245
Date	Jun 3, 2020
Book Page	002492/002245
Instrument	24217

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 113 Cherokee Ridge Dr was $2,020.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,020.00 Homeowner's exemption	$247,100 (-)	$293,100 (-) Land $36,000 Building $257,100
2024		$247,100 (+2,774.59%)	$293,100 (+36.39%) Land $36,000 Building $257,100
2023	$1,718.00	$8,596	$214,900
2021	$7,466.00	$12,890	$214,900 Land $32,000 Building $182,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 113 Cherokee Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Cherokee Ridge Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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