113 Charles St, Boone, NC 28607 Property Records

Watauga County property record for 113 Charles St, Boone, NC 28607

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,100 sqft · built 1976
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Sep 2017)
Tax Bill$5,036 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2901-51-8428-000

Property Details

APN / Parcel Number

Primary APN2901-51-8428-000
Alternative APN
  • 1620994

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,100 sqft Living Area
1st Floor Area1,800 sqft
Basement Area1,800 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Garage TypeBasement
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
Water SourceCommercial

Location & Zoning

Account Number1620994
Street Address113 CHARLES ST
CityBOONE
StateNC
Zip28607-3486
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBOR1
Legal DescriptionLOT 63 THRU 66 CHARLES OSBORNE
Legal SubdivisionCHARLES OSBORNE
Legal Lot Number63-66
JurisdictionWATAUGA NC
Township / Civil DivisionBOONE
Census Block Group3
Census Block3031
Census Tract920400

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address113 CHARLES ST, BOONE, NC 28607-3486
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2017 · Amount on Record
Deed SaleSep 26, 2017 · Amount on Record
Deed Document Number2017662313
Deed Book / Page1939 / 513
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address113 CHARLES ST, BOONE, NC 28607-3486
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022080449
DateJul 28, 2021
Book Page2208/449
Instrument709302
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueAug 1, 2046

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBoone Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$696,900 (+1.68%) Land $34,300 Building $662,600
2025$5,036.00$685,400 (-) Land $34,300 Building $651,100
2024$685,400 Land $34,300 Building $651,100
2023$685,400 Land $34,300 Building $651,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1979–2024)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BOONE
serves 19,811 people · EPA ID NC0195010
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Charles St

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