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113 Chapel St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 113 Chapel St, Cobleskill, NY 12043 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,568 sqft · built 1880
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$131,500 (Aug 2011)
Tax Bill$5,769 (2025)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN432601 56.17-7-15

Property Details

APN / Parcel Number

Primary APN432601 56.17-7-15
Alternative APNs
  • 260105601700070150000000
  • 431A101040

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area2,568 sqft Living Area
1st Floor Area1,339 sqft
2nd Floor Area1,229 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1950
Architectural StyleTraditional
Exterior MaterialWood
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions167 ft deep x 66 ft wide
Garage TypeDetached
Garage Area800 sqft
Parking Spaces3 Parking Spaces
PorchPatio
Porch Area401 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A101040
Street Address113 CHAPEL ST
CityCOBLESKILL
StateNY
Zip12043-3865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE/GAR
Legal Block7
Legal Lot Number15.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group4
Census Block4014
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 56.17-7-15

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address113 CHAPEL ST, COBLESKILL, NY 12043-3865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2011 · Amount on Record
Deed SaleAug 01, 2011 · Amount on Record
Prior SaleMar 02, 1999 · Amount on Record
Deed Book / Page921 / 227
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address113 CHAPEL ST, COBLESKILL, NY 12043-3865
Transaction TypeMortgage
Record UpdatedNov 08, 2022
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002017/174
DateOct 18, 2022
Book Page2017/174
Instrument818650
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term229 Months
DueNov 01, 2041

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,769.00 (+4.28%)$96,000 (-) Land $8,500 Building $87,500$195,918 (+16.33%) Land $17,347 Building $178,571
2023$96,000 Land $8,500 Building $87,500$168,421 Land $14,912 Building $153,509
2020$5,532.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360957402004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2011, rainfall accumulation, Remnants Of Tropical Storm Lee
Claims By Storm
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Cobleskill Historic District
listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 362 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: The Middleburgh Telephone Company, Spectrum, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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