Effingham County property record for 113 Chaparral St, Watson, IL 62473
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 924 sqft · built 1980 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,953 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-21-013-007 |
| Primary APN | 14-21-013-007 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Building Area | 924 sqft Base Area |
| 1st Floor Area | 924 sqft |
| Basement Area | 540 sqft |
| Unfinished Basement | 540 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Lot Area | 12,632 sqft (0.29 acres) |
| Street Address | 113 CHAPARRAL ST |
|---|---|
| City | WATSON |
| State | IL |
| Zip | 62473-1006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 71 CHAPARRAL SUB ADD D 2321/318 1264/29 |
| Legal Subdivision | CHAPARRAL SUBDIVISION |
| Legal Lot Number | 71 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | WATSON |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 950400 |
113 Chaparral St is owned by an individual who acquired it in May 2007.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14972 N 100TH ST, BEECHER CITY, IL 62414-2521 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 14, 2007 |
| Transfer Doc | 2321/318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 113 CHAPARRAL ST, WATSON, IL 62473-1006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202626000881 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 202626000881 |
| Name | CROSSROADS BANK |
|---|---|
| Type | Bank |
| Address | 806 N KELLER DR, EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 113 Chaparral St was $2,953, up 7.3% from the year before.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Municipality | Watson Village |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,953.00 (+7.3%) | $50,980 (+9.99%) Land $7,060 Building $43,920 | $152,940 (+9.99%) Land $21,180 Building $131,760 |
| 2024 | $2,752.00 | $46,350 Land $6,420 Building $39,930 | $139,050 Land $19,260 Building $119,790 |
| 2022 | $2,203.00 | $38,130 Land $5,280 Building $32,850 | $114,390 Land $15,840 Building $98,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 Chaparral St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 113 Chaparral St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER-WATSON serves 754 people · EPA ID IL0490500 |
|---|---|
| Water Source | Purchased surface water from EJ WATER COOPERATIVE |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Verizon, Wisper ISP.
5G (outdoors only) and 4G LTE
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