113 Cedarcrest Ln, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 113 Cedarcrest Ln, Oneida, NY 13421

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,136 sqft · built 2001
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$157,350 (Jul 2001)
Tax Bill$9,729 (2026)
Deeds & MortgagesOct 2026 Mortgage
Dec 2017 Sale & Mortgage
APN251201 38.45-1-1.7

Property Details

APN / Parcel Number

Primary APN251201 38.45-1-1.7
Alternative APNs
  • 120103804500010010070000
  • INSIDE

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,136 sqft Living Area
1st Floor Area1,099 sqft
2nd Floor Area1,037 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions146 ft deep x 92 ft wide
Garage TypeAttached
Garage Area618 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area429 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address113 CEDARCREST LN
CityONEIDA
StateNY
Zip13421-1832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT # 23E
Legal Block1
Legal Lot Number1.007
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group1
Census Block1035
Census Tract30103

Owner

113 Cedarcrest Ln is owned and occupied by two individuals who bought it in July 2001.

Source: Madison County and Oneida City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address113 CEDARCREST LN, ONEIDA, NY 13421-1832
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICU CREDIT UNION
Dec 15, 2017Warranty Deed, Transfer · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2001 · Amount on File
Deed SaleJul 8, 2001 · Amount on File
Prior SaleJul 5, 2001 · Amount on File
Deed Book / Page1195 / 314
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Recording DateOct 2, 2026
Property Address113 CEDARCREST LN, ONEIDA, NY 13421-1832
Document Number0000004714
Instrument DateSep 28, 2026
Instrument20264714
Transaction TypeMortgage
Record UpdatedOct 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 CEDARCREST LN, ONEIDA, NY 13421-1832

Mortgage

Document Number0000004714,
DateOct 2, 2026
Instrument20264714
Lender
NameAMERICU CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueSep 28, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateDec 15, 2017
Property Address113 CEDARCREST LN, ONEIDA, NY 13421-1832
Document Number0000007465
Instrument DateDec 14, 2017
Instrument7465
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanyCHASE RECORDS CTR

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$908.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address427 BROAD ST ONEIDA NY 134212447, ONEIDA, NY 13421-2447

Mortgage

Document Number7466
DateDec 15, 2017
Instrument7466
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 14, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 113 Cedarcrest Ln was $9,729, down 1.5% from the year before.

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,729.00 (-1.48%)
2025$9,875.00$198,500 Land $25,000 Building $173,500$279,577 Land $35,211 Building $244,366
2023$198,500 (-) Land $25,000 Building $173,500$261,184 (+9.21%) Land $32,895 Building $228,289
2022$4,945.00 Additional exemption filed$198,500 Land $25,000 Building $173,500$239,157 Land $30,121 Building $209,036

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 113 Cedarcrest Ln; there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Cedarcrest Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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