113 Cedar Rdg Dr, Cloquet, MN 55720 Property Records

Carlton County property record for 113 Cedar Rdg Dr, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	2.64 acres (115,240 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Jun 2020)
Tax Bill	$9,542 (2026)
Deeds & Mortgages	Nov 2021 Refinance Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-239-0060`

Property Details

APN / Parcel Number

Primary APN	`06-239-0060`
Alternative APN	`3154`

Exterior

Lot Area	115,240 sqft (2.64 acres)

Location & Zoning

Account Number	3154
Street Address	113 CEDAR RIDGE DR
City	CLOQUET
State	MN
Zip	55720-7521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUNDQUIST ADDITION
Legal Range	17
Legal Township	49
Legal Section	15
Legal Subdivision	LUNDQUIST ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	1
Census Block	1049
Census Tract	70100

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 CEDAR RIDGE DR, CLOQUET, MN 55720-7521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEND SMART MORTGAGE
Jun 2, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHWOODS CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on Record
Deed Sale	Jun 2, 2020 · Amount on Record
Prior Sale	Jul 14, 2016 · Amount on Record
Deed Document Number	2020491826
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	113 CEDAR RIDGE DR, CLOQUET, MN 55720-7521
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000502939
Date	Nov 15, 2021
Instrument	A000502939

Lender

Name	LEND SMART MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jun 2, 2020
Property Address	113 CEDAR RIDGE DR, CLOQUET, MN 55720-7521
Document Number	A000491826
Instrument Date	May 26, 2020
Instrument	A000491826
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 CEDAR RIDGE DR, CLOQUET, MN 55720-7521

Mortgage

Document Number	A000491827
Date	Jun 2, 2020
Instrument	A000491827

Lender

Name	NORTHWOODS CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,542.00 (+11.65%) Homeowner's exemption
2025		$549,800 (+3.07%) Land $94,900 Building $454,900	$549,800 (+3.07%) Land $94,900 Building $454,900
2024	$8,546.00 Homeowner's exemption	$533,400 (+5.17%) Land $94,900 Building $438,500	$533,400 (+5.17%) Land $94,900 Building $438,500
2023	$8,546.00 Homeowner's exemption	$507,200 (-) Land $88,900 Building $418,300	$507,200 (-) Land $88,900 Building $418,300
2022		$507,200 Land $88,900 Building $418,300	$507,200 Land $88,900 Building $418,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: CTC.

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