Guadalupe County property record for 113 Bay Willow, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 2,550 sqft · built 2006 |
| Lot Size | 0.197 acres (8,565 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,600 (Dec 2015) |
| Tax Bill | $10,510 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3626221206400000 |
| Primary APN | 1G3626221206400000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,550 sqft Living Area |
| Gross Area | 3,046 sqft |
| 1st Floor Area | 1,486 sqft |
| 2nd Floor Area | 1,064 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,565 sqft (0.197 acres) |
| Lot Dimensions | 148 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 113 BAY WILLOW |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-2297 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOWBRIDGE #2 UNIT #2 BLOCK 12 LOT 64 0.1966 AC |
| Legal Subdivision | WILLOWBRIDGE #2 UNIT #2 |
| Legal Tract | 64 |
| Legal Block | 12 |
| Legal Lot Number | 64 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 210713 |
113 Bay Willow is owned and occupied by an individual who bought it in December 2015.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 113 BAY WILLOW, CIBOLO, TX 78108-2297 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2015 · Amount on File |
| Deed Sale | Dec 4, 2015 · Amount on File |
| Prior Sale | Jul 12, 2006 · Amount on File |
| Deed Document Number | 201524742 |
| Prior Transfer Date | Dec 1, 2015 |
| Prior Transfer Doc | 0000024742 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 113 BAY WILLOW, CIBOLO, TX 78108-2297 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0099009983 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 202199009983 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $304,513 (+1.83%) Land $40,197 Building $264,316 | $304,513 (+1.83%) Land $40,197 Building $264,316 | |
| 2025 | $299,034 Land $38,290 Building $260,744 | $299,034 Land $38,290 Building $260,744 | |
| 2023 | $10,510.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $316,649 Land $42,108 Building $274,541 | $316,649 Land $42,108 Building $274,541 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 Bay Willow in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (1997–2026) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 113 Bay Willow has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Guadalupe Valley Electric Cooperative.
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