113 Arcadia Ave, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 113 Arcadia Ave, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 4,415 sqft · built 2018
Lot Size	4.2 acres (182,952 sqft)
Owner	2 Individual Names on Record
Tax Bill	$14,832 (2026)
Deeds & Mortgages	Jun 2019 Refinance Jun 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`READ M:014.0-0000-0015.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:014.0-0000-0015.0`
Alternative APNs	`M:014.0=0000=0015.0` `470000000030` `470000000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	4,415 sqft Living Area
Gross Area	7,224 sqft
Basement Area	1,351 sqft
Unfinished Basement	1,351 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	182,952 sqft (4.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	470000000030
Street Address	113 ARCADIA AVE
City	READING
State	MA
Zip	01867-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4009
Census Tract	334100

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 ARCADIA AVE, READING, MA 01867-2207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Jun 28, 2019	Deed of Trust, Mortgage · Balloon Mortgage M & T BANK
Jun 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Jun 12, 2020	Deed of Trust, Mortgage · Balloon Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	113 ARCADIA AVE, READING, MA 01867-2207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72844-258
Date	Jun 28, 2019
Book Page	72844/258
Instrument	90794

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	113 ARCADIA AVE, READING, MA 01867-2207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72853-583
Date	Jun 28, 2019
Book Page	72853/583
Instrument	91760

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	113 ARCADIA AVE, READING, MA 01867-2207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74868-298
Date	Jun 12, 2020
Book Page	74868/298
Instrument	90987

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	113 ARCADIA AVE, READING, MA 01867-2207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74868-316
Date	Jun 12, 2020
Book Page	74868/316
Instrument	90988

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,832.00 (+1.52%)	$1,353,300 (+5.5%) Land $342,400 Building $1,010,900	$1,427,055 (+2.46%)
2025	$14,610.00 (+1.17%)	$1,282,700 (+4.1%) Land $324,600 Building $958,100	$1,392,795 (-8.19%)
2024	$14,441.00 (+3.25%)	$1,232,200 (+10.91%) Land $311,800 Building $920,400	$1,516,960
2023	$13,987.00	$1,111,000 Land $281,100 Building $829,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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