113 Alae St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 113 Alae St, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,838 sqft · built 1956
Lot Size	0.234 acres (10,172 sqft)
Owner	Company Name on Record
Last Sale	$330,000 (Mar 2007)
Tax Bill	$4,173 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-2-3-021-034`

Property Details

APN / Parcel Number

Primary APN	`3-2-3-021-034`
Alternative APNs	`3-2-3-021-034-0000` `230210340000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,838 sqft Living Area
Gross Area	2,030 sqft
1st Floor Area	1,838 sqft
Basement Area	640 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	10,172 sqft (0.234 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	113 ALAE ST
City	HILO
State	HI
Zip	96720-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1A
Legal Description	F/D: AREA, BDRY, LOT 38 (NEW TCT# 1109269) 10,172 SF
Legal Subdivision	HALAI TRACT
Legal Block	H
Legal Lot Number	38
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	3
Census Block	3002
Census Tract	20300

Owner

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	830 GEORGETOWN PL, SAN JOSE, CA 95126-3062
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 27, 2020	Deed of Trust, Mortgage · Line of Credit HAWAII COUNTY EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2007 · Amount on Record
Deed Sale	Mar 29, 2007 · Amount on Record
Deed Document Number	20073581109
Prior Transfer Date	Nov 1, 1996
Prior Transfer Doc	0002346776
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	113 ALAE ST, HILO, HI 96720-2504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T10895148
Date	Oct 31, 2019
Instrument	T-10895148

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	113 ALAE ST, HILO, HI 96720-2504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T11014044
Date	Feb 27, 2020
Instrument	T-11014044

Lender

Name	HAWAII COUNTY EMPLOYEES FCU
Type	Credit Union
Address	HILO, HI 96720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Feb 21, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,000 (-) Land $153,500 Building $222,500	$376,000 (-) Land $153,500 Building $222,500
2025	$4,173.00 (+14.02%)	$376,000 (+1.79%) Land $153,500 Building $222,500	$376,000 (+1.79%) Land $153,500 Building $222,500
2024		$369,400 (+12.01%) Land $153,500 Building $215,900	$369,400 (+12.01%) Land $153,500 Building $215,900
2023	$3,660.00 Homeowner's exemption	$329,800 Land $128,900 Building $200,900	$329,800 Land $128,900 Building $200,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	42 (1979–2018)
Claims Outside the SFHA	10 of 42
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Hurricane Lane, Aug 2018 · 2 claims Severe Storms And Flooding, Nov 2000 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Hawaii
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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