Montgomery County property record for 113 Adena Dr, Mount Sterling, KY 40353
| Property Type | Commercial |
|---|---|
| Details | 3,200 sqft · built 1998 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $10,000 (Sep 1997) |
| Tax Bill | $870 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-00-00-050.39 |
| Primary APN | 031-00-00-050.39 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,200 sqft Total Area |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Metal |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 11 Parking Spaces |
| Account Number | 2985 |
|---|---|
| Street Address | 113 ADENA DR |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-9069 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | MIDLAND TR 1/5 LOT B-3/BLDG |
| Legal Subdivision | MIDLAND TRAIL IND |
| Legal Tract | 1 |
| Legal Lot Number | B |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 920201 |
113 Adena Dr, a commercial property, is owned by a company that bought it in September 1997.
Source: Montgomery County records, as of January 12, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 516 OAKLAWN DR, MOUNT STERLING, KY 40353-1701 |
| Owner Type | Company, Secondary Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1997 · Amount on File |
| Deed Sale | Sep 1, 1997 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY KY |
| Property Address | 113 ADENA DR, MOUNT STERLING, KY 40353-9069 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 113 ADENA DR, MOUNT STERLING, KY 40353-9069 |
| Document Number | 00M694/849 |
|---|---|
| Date | Jan 9, 2026 |
| Book Page | M694/849 |
| Instrument | 1970613 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | MOUNT STERLING, KY 40353 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 252 Months |
| Due | Jan 8, 2047 |
The 2025 property tax bill for 113 Adena Dr was $870.
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $870.00 | $80,000 | $80,000 |
| 2023 | $860.00 | $80,000 | $80,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 Adena Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 113 Adena Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| KyWiFi Fixed Wireless | 25 / 15 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: BridgeMAXX Suncoast Broadband, Spectrum, T-Mobile.
5G (outdoors only) and 4G LTE
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