Rowan County property record for 113 7th St, Spencer, NC 28159 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,365 sqft Living Area |
| Lot Size | 7,250 sqft (0.17 acres) |
| Last Sale | $215,000 (2026) |
| Tax Bill | $1,771.00 (2025) |
| Primary APN | 032 096 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,365 sqft Living Area |
| 1st Floor | 1,365 sqft 1st Floor |
| Basement Area | 669 sqft Basement |
| Unfinished Basement | 669 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding Exterior |
| Lot Area | 7,250 sqft (0.17 acres) |
| Depth X Width | 145 ft x 50 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 350 sqft Porch |
| Storage Building | Storage Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 113 7TH ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-2107 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L25 BLK 13 ELIZABETH B. HENDERSON & MARY E. VANDERFORD |
| Legal Subdivision | HENDERSON & VANDEFORD |
| Legal Block | 13 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 50700 |
Source: Rowan County records · APN 032 096
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 325, SALISBURY, NC 28145-0325 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 09, 2026 · Amount on Record |
| Deed Sale | Apr 09, 2026 · Amount on Record |
| Prior Sale | Jun 12, 2025 · Amount on Record |
| Deed Book / Page | 1480 / 845 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 09, 2026 |
| Property Address | 113 7TH ST, SPENCER, NC 28159-2107 |
| Document Number | 1480000845 |
| Book / Page | 1480 / 845 |
| Instrument Date | Apr 09, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43,430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1480000846, |
|---|---|
| Date | Apr 09, 2026 |
| Book Page | 1480/846 |
| Name | PRESIDENTIAL BANK FSB |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Number | 1480000847, |
|---|---|
| Date | Apr 09, 2026 |
| Book Page | 1480/847 |
| Name | PRESIDENTIAL BANK FSB |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,771.00 | $156,737 (-) Land $18,000 Building $138,737 | |
| 2023 | $1,771.00 | $156,737 Land $18,000 Building $138,737 | $156,737 Land $18,000 Building $138,737 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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