Manatee County property record for 113 45th St E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,213 sqft · built 2000 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Jun 2020) |
| Tax Bill | $2,064 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22976-0110-9 |
| Primary APN | 22976-0110-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,213 sqft Living Area |
| Gross Area | 1,526 sqft |
| 1st Floor Area | 1,213 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 113 45TH ST E |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-7302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-6 |
| Legal Description | LOT 2 BEND OF TERRA CEIA PI#22976.0110/9 |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 01 |
| Legal Subdivision | BEND OF TERRA CEIA |
| Legal Tract | 02297600 |
| Legal Lot Number | 2 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1404 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 113 45TH ST E, PALMETTO, FL 34221-7302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2020 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG |
| Nov 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Dec 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RP FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on Record |
| Deed Sale | Jun 29, 2020 · Amount on Record |
| Prior Sale | Nov 19, 2019 · Amount on Record |
| Deed Document Number | 202065108 |
| Prior Transfer Date | Nov 22, 2006 |
| Prior Transfer Doc | 0021707965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jun 29, 2020 |
| Property Address | 113 45TH ST E, PALMETTO, FL 34221-7302 |
| Document Number | 0041065108 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 41065108 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 45TH ST E PALMETTO FL 342217302, PALMETTO, FL 34221-7302 |
| Document Number | 41065109 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 41065109 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Nov 19, 2019 |
| Property Address | 113 45TH ST E, PALMETTO, FL 34221-7302 |
| Document Number | 0028132821 |
| Book / Page | 002813 / 002821 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 41116199 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8604 MINDICH CT ORLANDO FL 328193836, ORLANDO, FL 32819-3836 |
| Document Number | 28132823 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 002813/002823 |
| Instrument | 41116200 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 18, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 113 45TH ST E, PALMETTO, FL 34221-7302 |
| Document Number | 0027076797 |
| Book / Page | 002707 / 006797 |
| Instrument Date | Dec 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2018 |
| Title Company | UNITED TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 113 45TH ST E PALMETTO FL 342217302, PALMETTO, FL 34221-7302 |
| Document Number | 0027076797 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 002707/006797 |
| Instrument | 41123638 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2047 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,909 (+2.7%) | $248,829 (-1.94%) Land $39,950 Building $208,879 | |
| 2025 | $2,064.00 (+6.67%) Homeowner's exemption | $169,337 (+5.99%) | $253,743 (-0.96%) Land $39,950 Building $213,793 |
| 2024 | $1,935.00 (+2.16%) | ||
| 2023 | $1,894.00 (+3.44%) Homeowner's exemption | $159,772 (+3%) | $256,201 (+21.25%) Land $39,950 Building $216,251 |
| 2022 | $1,831.00 Homeowner's exemption | $155,118 | $211,307 Land $25,000 Building $186,307 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1981–1998) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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