Fillmore County property record for 11298 Wisdom Ln SE, Chatfield, MN 55923
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,856 sqft · built 2020 |
| Lot Size | 0.28 acres (12,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Dec 2022) |
| Tax Bill | $6,900 (2026) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26.0743.000 |
| Primary APN | 26.0743.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,856 sqft Heated Area |
| Gross Area | 2,408 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Paneling |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 12,000 sqft (0.28 acres) |
| Garage Type | Finished |
| Garage Area | 884 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,292 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 11298 WISDOM LN SE |
|---|---|
| City | CHATFIELD |
| State | MN |
| Zip | 55923-4713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLTOP ESTATES FIRST ADDITION LOT-001 BLOCK-003 LOT 1 BLK 3 HILLTOP ESTATES |
| Legal Subdivision | HILLTOP ESTATES FIRST ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | CHATFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 960200 |
Source: Fillmore County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11298 WISDOM LN SE, CHATFIELD, MN 55923-4713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage MERCHANTS BANK NA |
| May 10, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage MERCHANTS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2022 · Amount on Record |
| Deed Sale | Dec 2, 2022 · Amount on Record |
| Prior Sale | May 10, 2021 · Amount on Record |
| Deed Document Number | 20221496812 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | Dec 13, 2022 |
| Property Address | 11298 WISDOM LN SE, CHATFIELD, MN 55923-4713 |
| Document Number | 0000440877 |
| Instrument Date | Dec 2, 2022 |
| Instrument | 440877 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 11298 WISDOM LN SE, CHATFIELD, MN 55923-4713 |
| Document Number | 0000440878 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 440878 |
| Name | MERCHANTS BANK NA |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.9% |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | May 10, 2021 |
| Property Address | 11298 WISDOM LN SE, CHATFIELD, MN 55923-4713 |
| Document Number | 432562 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 432562 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11298 WISDOM LN SE, CHATFIELD, MN 55923-4713 |
| Document Number | 432563 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 432563 |
| Name | MERCHANTS BANK NA |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| Municipality | Chatfield City |
| Unified School District | Chatfield Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,900.00 (+54.71%) Homeowner's exemption | $519,100 (+12.75%) Land $40,000 Building $479,100 | $519,100 (+12.75%) Land $40,000 Building $479,100 |
| 2025 | $460,400 (+14.19%) Land $40,000 Building $420,400 | $460,400 (+14.19%) Land $40,000 Building $420,400 | |
| 2023 | $403,200 Land $40,000 Building $363,200 | $403,200 Land $40,000 Building $363,200 | |
| 2020 | $4,460.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2001) |
| Most Recent Claim | Jul 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Chatfield serves 3,005 people · EPA ID MN1230002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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