11295 Center Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 11295 Center Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Lot Size	7.42 acres (323,650 sqft)
Owner	Trust Name on File
Last Sale	$910,000 (Dec 2016)
Tax Bill	$1,116 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Apr 2020 Mortgage + 5 more
Flood Zone	Zone D (undetermined)
APN	`830-20-009`

Property Details

APN / Parcel Number

Primary APN	`830-20-009`

Exterior

Lot Area	323,650 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	11295 CENTER AVE
City	GILROY
State	CA
Zip	95020-9221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-5A
Legal Subdivision	SAN MARTIN RANCH MAP 03
Legal Lot Number	158
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3000
Census Tract	512401

Owner

11295 Center Ave is owner-occupied and held in a trust since March 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	11295 CENTER AVE, GILROY, CA 95020-9221
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit PREMIERONE CU
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit PREMIERONE CU
May 15, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage C2 FINANCIAL CORP
May 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2016 · Amount on File
Deed Sale	Dec 2, 2016 · Amount on File
Prior Sale	Jan 31, 2012 · Amount on File
Deed Document Number	201623516363
Last Transfer Date	Mar 23, 2018
Transfer Doc	0023905715
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	11295 CENTER AVE, GILROY, CA 95020-9221
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11295 CENTER AVE, SAN MARTIN, CA 95046

Mortgage

Document Number	0025230047
Date	Jan 31, 2022
Instrument	25230047

Lender

Name	PREMIERONE CU
Type	Credit Union
Address	SAN JOSE, CA 95110

Agreement

Type	Line of Credit
Term	300 Months
Due	Jan 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	11295 CENTER AVE, GILROY, CA 95020-9221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024457618
Date	Apr 17, 2020
Instrument	24457618

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	11295 CENTER AVE, GILROY, CA 95020-9221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11295 CENTER AVE, GILROY, CA 95020-9221

Mortgage

Document Number	0024778094
Date	Jan 7, 2021
Instrument	24778094

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 9, 2018
Property Address	11295 CENTER AVE, GILROY, CA 95020-9221
Document Number	0023905715
Instrument Date	Mar 23, 2018
Instrument	23905715
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11295 CENTER AVE GILROY CA 950209221, GILROY, CA 95020-9221

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	11295 CENTER AVE, GILROY, CA 95020-9221
Document Number	0023746471
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11295 CENTER AVE GILROY CA 950209221, GILROY, CA 95020-9221

Mortgage

Document Number	0023746471
Date	Sep 7, 2017
Instrument	23746471

Lender

Name	PREMIERONE CU
Type	Credit Union
Address	SAN JOSE, CA 95110

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 6, 2032

Interest

Rate Type	Adjustable Rate

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 15, 2017
Property Address	11295 CENTER AVE, GILROY, CA 95020-9221
Document Number	0023648769
Map Reference	MAP G PG69
Instrument Date	May 9, 2017
Instrument	23648769
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11295 CENTER AVE, GILROY, CA 95020-9221

Mortgage

Document Number	0023648770
Date	May 15, 2017
Instrument	23648770

Lender

Name	C2 FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 1, 2017
Property Address	11295 CENTER AVE, GILROY, CA 95020-9221
Document Number	0023636871
Instrument Date	Apr 25, 2017
Instrument	23636871
Transaction Type	Transfer
Record Updated	May 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11295 CENTER AVE GILROY CA 950209221, GILROY, CA 95020-9221

Tax Assessment & Valuation

The 2025 property tax bill for 11295 Center Ave was $1,116.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$68,037 (+2%) Land $35,074 Building $32,963
2025	$1,116.00	$66,704 Land $34,387 Building $32,317
2023	$987.00 (+11.9%)	$64,115 Land $33,052 Building $31,063
2022	$882.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11295 Center Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11295 Center Ave is moderate, ranking above 47% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hankins Information Technology Fiber · Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20

May also be available: South Valley Internet.

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